5323 S Monterey WAY, HOMOSASSA, FL, 34448
Active57 days on marketListed Aug 17, 2026MLS #CC856880
About this home
5323 S Monterey WAY
Hermit wannabee? Come check out these homesites tucked nest to the Homosassa Tract of the State forest. Two parcels...one is .96 acre and the other.78 Both included in sale. These would best be suited for long term investment, as no developement has taken place here yet. Owner has secured deeded road access from the State, however no utilities are in place. This is just virgin forest land snuggled right outside of town. buy them..hold them. This kind of land is rapidly vanishing!Simply peaceful and stunning.....Call today!
Facts & features
The home at a glance
1.74 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5323 S Monterey WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$70,000
8470 W Bradshaw & 8479 W Doe Lane
2 bd · 1 ba · 624 sqft · $112/sqft · 19 DOM
Sold · Feb ’26$50,000
5385 S KNOBHILL TERRACE
2 bd · 1 ba · 672 sqft · $74/sqft · 208 DOM
Sold · Jan ’26$120,000
7601 W MERRY LANE
2 bd · 1 ba · 784 sqft · $153/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5323 S Monterey WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5323 S Monterey WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5323 S Monterey WAY FAQs
What would the monthly payment be for 5323 S Monterey WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5323 S Monterey WAY?+
The most recent tax bill on record (2025) was $30. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $54,000, this home is listed about 84% below the Homosassa median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5323 S Monterey WAY?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AT HOME REALTY · Becky Norman. MLS #CC856880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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