12 Pagoda DRIVE, HOMOSASSA, FL, 34446
Active19 days on marketListed Sep 24, 2026MLS #CC858156
About this home
12 Pagoda DRIVE
MOVE-IN READY & LIKE NEW IN SUGARMILL WOODS! Built less than two years ago, this beautifully maintained 3-bedroom, 2-bath home with a 2-car garage offers the look and feel of new construction without the wait. From the moment you step inside, you'll love the bright, open floor plan, abundant natural light, and spotless condition throughout. The spacious kitchen is truly the heart of the home, featuring plenty of room to cook, entertain, and gather while overlooking the large living area. The generous primary suite offers a private retreat with plenty of space to unwind, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy Florida living from both the screened front porch and screened rear porch, perfect for morning coffee, evening relaxation, or entertaining. Out back, the peaceful greenbelt provides extra privacy and a beautiful natural backdrop. Clean, modern, and exceptionally well cared for, this home is truly move-in ready. If you're looking for newer construction in desirable Sugarmill Woods without the hassle or wait of building, this is one you don't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,122
Sqft
0.28 ac
Lot size
2
Garage
2025
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Homosassa actives
$160 vs $174
Days on market
19 vs 90 typical
Where $160/sqft sits among the 318 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
119 of 318
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 Pagoda DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
60 CYPRESS BOULEVARD E
4 bd · 2 ba · 2,148 sqft · $163/sqft · 73 DOM
Sold · Oct ’25$295,900
4 SANDPINE COURT W
3 bd · 2 ba · 2,095 sqft · $141/sqft · 207 DOM
Sold · Dec ’25$350,000
13 BLACK WILLOW STREET
4 bd · 3 ba · 2,092 sqft · $167/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 Pagoda DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 Pagoda DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 Pagoda DRIVE FAQs
What would the monthly payment be for 12 Pagoda DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,625/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 Pagoda DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 Pagoda DRIVE?+
The most recent tax bill on record (2025) was $3,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $340,000, this home is listed about 3% above the Homosassa median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12 Pagoda DRIVE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER NEXT GENERATIO · Steven Lenhardt. MLS #CC858156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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