CENTURY 21 Edge
$30,000≈$399 /mo all-in ↓

0 Oak Lane WAY, SILVER SPRINGS, FL, 34472

Active40 days on marketListed Sep 28, 2026MLS #CC858245

✦ Priced 86% below the SILVER SPRINGS 34472 median

About this home

0 Oak Lane WAY

Vacant lot in Silver Springs Shores ready to build your dream home or next investment property. Growing neighborhood close to shopping, dining and schools.

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$233/yr

Utilities & systems

WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$399 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$206
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$19
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,050Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,050
Interest rate7.50%
Loan term

Estimated payment

$399/mo

Principal & interest$206
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$19
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Silver Springs

Get to know Silver Springs. See the full Silver Springs guide →

SILVER SPRINGS 34472 — neighborhood snapshot

Population

35,851

Median age

39.9

Median income

$64,208

Median home value

$202,500

Avg household

2.67

Households w/ children

4,122

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★★
HighForest High School★★★★★
MiddleFort King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Silver Springs market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$120K → $132K

Silver Springs median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% below the SILVER SPRINGS 34472 median. See the full Silver Springs market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $30,000 · 40 days on market since

Reality check

What actually sold near 0 Oak Lane WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

339 OAK TRACK LOOPSold · Feb ’26

$197,500

339 OAK TRACK LOOP

2 bd · 2 ba · 960 sqft · $206/sqft · 87 DOM

261 LOCUST PASS LOOPSold · Feb ’26

$224,800

261 LOCUST PASS LOOP

3 bd · 2 ba · 1,003 sqft · $224/sqft · 239 DOM

6 LOCUST LOOP COURSESold · Nov ’25

$225,900

6 LOCUST LOOP COURSE

3 bd · 2 ba · 1,003 sqft · $225/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Oak Lane WAY — start here.

CallText
derrion.white@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Oak Lane WAY — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 Oak Lane WAY FAQs

What would the monthly payment be for 0 Oak Lane WAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 Oak Lane WAY?+

The most recent tax bill on record (2025) was $233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Silver Springs?+

At $30,000, this home is listed about 85% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.

Which schools are assigned to 0 Oak Lane WAY?+

Ward-Highlands Elementary School (elementary), Forest High School (high), Fort King Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Keep looking

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Listing courtesy of TROPIC SHORES REALTY · Katrina Ross. MLS #CC858245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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