1308 N Spend A Buck DRIVE, HERNANDO, FL, 34442
Active19 days on marketListed Oct 24, 2026MLS #CC858823
About this home
1308 N Spend A Buck DRIVE
Build your dream home in beautiful Clearview Estates! This cleared 1-acre homesite offers a wonderful opportunity to build in one of Citrus Hills' desirable communities. Conveniently located near shopping, dining, medical facilities, recreation, and all Citrus County has to offer. If you build with Citrus Hills Construction you have the option of a social membership to Citrus Hills, you can enjoy four golf courses, tennis and pickleball courts, a state-of-the-art fitness center, a spa, many dining options, and a rich social scene with events, special-interest clubs, and many activities to choose from. Personal builder no social membership will be granted. This neighborhood has 3 miles of equestrian riding trails marked by split-rail white fences, but no place to board horses.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$875 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
17,281
Median age
65
Median income
$57,259
Median home value
$338,600
Avg household
2.03
Households w/ children
887
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$385K → $345K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1308 N Spend A Buck DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
2433 E NORTH STREET
3 bd · 2 ba · 960 sqft · $125/sqft · 20 DOM
Sold · Feb ’26$55,000
2477 E North STREET
2 bd · 2 ba · 960 sqft · $57/sqft · 8 DOM
Sold · Feb ’26$305,000
2020 E Newhaven STREET
3 bd · 2 ba · 1,224 sqft · $249/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1308 N Spend A Buck DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1308 N Spend A Buck DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1308 N Spend A Buck DRIVE FAQs
What would the monthly payment be for 1308 N Spend A Buck DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1308 N Spend A Buck DRIVE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1308 N Spend A Buck DRIVE?+
The most recent tax bill on record (2025) was $627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $87,500, this home is listed about 76% below the Hernando median of $359,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1308 N Spend A Buck DRIVE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Heather Wilson. MLS #CC858823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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