CENTURY 21 Edge
$7,5003 bd2.5 ba2,292 sqft$3 /sqft$814 /mo all-in ↓

100 SPANIARDS ROAD, PLACIDA, FL, 33946

Active1926 days on marketListed Apr 15, 2021MLS #D6117810

Priced 79% below the PLACIDA 33946 medianPrivate poolFully furnishedSingle Family ResidenceCAPE KASE

About this home

100 SPANIARDS ROAD

The advertised rate is monthly but can be rented weekly.....Ready for warm sunshine, tropical breezes and lush landscaping? Spaniard's Retreat is the ideal location for your get away. This home is set in the charming Old Florida neighborhood of Cape Haze. Old banyan and pin-oak trees line the picturesque streets where homes are spaciously placed. Upon entering you will be greeted by the panoramic sliding doors overlooking the heated pool and spa. This truly feels like a private oasis. 3 bedrooms and 2 and a half baths offer generous accommodations. The split floor plan offers privacy with a center of the home gathering area. Cooks will be delighted as they prepare meals overlooking the beautiful pool and spa. The location is close to Boca Grande with world class fishing, outstanding beaches and a local private airport for those flying in. This is the kind of place where time slows down, nature is easy to appreciate, and the beverages are cool. Come and experience Spaniard's Retreat for yourself. Accommodates: 6 guests 2 Kings and 2 Twins All linens provided, central air, laundry on premises, beach chairs and beach towels on site. Propane grill, wifi and SMART TV included (no cable) - Please do NOT grill in the garage. Grilling is to be done OUTSIDE Electric usage not to exceed $250 - guest is responsible for overages Kayaks provided on site. Just a short walk to community launch. Ideal Old Florida Location

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,292

Sqft

0.66 ac

Lot size

3

Garage

2005

Year built

One

Levels

$3

Per sqft

Private poolPool & Trees/Woods viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewPool · Trees/Woods
ExteriorLighting · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2021)$7,283/yr
PetsNo

Utilities & systems

WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$814 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$44
FHA mortgage insurance (est.)$3
Property tax — 2021 actual bill$607
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $263Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $263
Interest rate6.00%
Loan term

Estimated payment

$814/mo

Principal & interest$44
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$607
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$3 vs $382

Days on market

1926 vs 91 typical

Where $3/sqft sits among the 166 Placida actives

3 · this home
67
42
15
22
17
$3–168$168–332$332–497$497–661$661–825$825+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 100 SPANIARDS ROAD

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

66 of 166

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% below the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Apr 15, 2021Listed at $7,500 · 1926 days on market since
2005Built · CAPE KASE

Reality check

What actually sold near 100 SPANIARDS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10435 PILOTHOUSE CIRCLE UNIT 125Sold · Mar ’26

$450,000

10435 PILOTHOUSE CIRCLE UNIT 125

3 bd · 3 ba · 2,294 sqft · $196/sqft · 17 DOM

10350 LONGSHORE ROAD UNIT 61Sold · Mar ’26

$515,000

10350 LONGSHORE ROAD UNIT 61

3 bd · 3 ba · 2,294 sqft · $224/sqft · 180 DOM

13045 VIA CASSIASold · Jan ’26

$721,000

13045 VIA CASSIA

3 bd · 3 ba · 2,299 sqft · $314/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 100 SPANIARDS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 SPANIARDS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

100 SPANIARDS ROAD FAQs

What would the monthly payment be for 100 SPANIARDS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 SPANIARDS ROAD?+

The most recent tax bill on record (2021) was $7,283. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 SPANIARDS ROAD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $7,500, this home is listed about 99% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 SPANIARDS ROAD?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PLACIDA 33946 market on paper

$7,500 is 79% below the PLACIDA 33946 median of $35,000, and at $3/sqft it sits under the Placida average of $470.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

1926 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6117810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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