2040 WILLOW HAMMOCK CIRCLE UNIT 202, PUNTA GORDA, FL, 33983
Active1612 days on marketListed Mar 4, 2022MLS #D6124093
About this home
2040 WILLOW HAMMOCK CIRCLE UNIT 202
**OFF-SEASON (ONLY)** Short Term rental, in sought after Heritage Lake Park. Available May-Dec (ONLY). BOOK 6MOS AND ALLEVIATE TOURIST TAX!* Nicely furnished, 1 Bedroom, 1 Bath, second floor condo with an elevator. Features include open floor plan with Living Room/Dining Area combo, and tiled screened balcony overlooking the lake view. Bedroom is accomodated by a Queen bed. Recent updates include new interior paint, new Luxury Vinyl flooring in the Living Area, and new lighting fixtures. Bedroom is carpeted, and there is tile in the kitchen, bath, and balcony. Community amenities include Gated entry, Clubhouse, Heated Pool, Tennis Courts, Pickle Ball Court, Fitness Center, scenic areas to walk, run, or bike. Utiities included are Electrlcity up to $150/mo, Water/Sewer, Amazon Fire Stick TV and Streaming, and High Speed Internet. **All based on a 3mos minimum (per Association rules). Tourist Tax of 12% and Departure Clean of $165 additional. Additional Association Application Fee of $50pp. *NO Pets, NO Execeptions, per HOA Association Rules (PRIMARY BEDROOM AND BATH ARE OWNER LOCKED AND NOT ACCESSIBLE)
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
845
Sqft
0 ac
Lot size
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $206
Days on market
1612 vs 59 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2040 WILLOW HAMMOCK CIRCLE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$105,000
2100 KINGS HIGHWAY UNIT 591
2 bd · 2 ba · 864 sqft · $122/sqft · 7 DOM
Sold · Apr ’26$25,000
2100 KINGS HIGHWAY UNIT 752
2 bd · 2 ba · 864 sqft · $29/sqft · 85 DOM
Sold · Aug ’25$158,500
2100 KINGS HIGHWAY UNIT 584
2 bd · 2 ba · 864 sqft · $183/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2040 WILLOW HAMMOCK CIRCLE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2040 WILLOW HAMMOCK CIRCLE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2040 WILLOW HAMMOCK CIRCLE UNIT 202 FAQs
What would the monthly payment be for 2040 WILLOW HAMMOCK CIRCLE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2040 WILLOW HAMMOCK CIRCLE UNIT 202?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,400, this home is listed about 100% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2040 WILLOW HAMMOCK CIRCLE UNIT 202?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33983 market on paper
$1,400 is 98% below the PUNTA GORDA 33983 median of $75,000, and at $2/sqft it sits under the Punta Gorda average of $233.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
1612 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,600, now $1,400 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Diana Legg. MLS #D6124093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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