
245 SPANIARDS ROAD, PLACIDA, FL, 33946
Active793 days on marketListed May 21, 2024MLS #D6136615
About this home
245 SPANIARDS ROAD
Sunsets!! Sunsets!! and more Sunsets!! While sitting in your backyard oasis enjoying the panoramic water views you will experience a different Florida sunset everyday of the year. This waterfront home offers an oversized lot (.51 acres) on a saltwater canal leading to the Intracoastal and Gulf of Mexico. If you value a great location for your activities by land or sea this home has it. Located only minutes from Boca Grande and Manasota Key beaches by car or by boat, you'll likely choose your boat. As you approach the front door you'll admire the Bahama shutters giving the home a coastal vibe. Upon entering the home, the first thing you'll notice is the spacious living area and large expansive wall of glass sliders leading to views of the pool and waterfront. You then enter the spacious kitchen which has been recently updated with plenty of counter space and cabinet storage. The kitchen opens to a spacious Family room that will probably be where you spend most of your time. As you exit the main living space to your expansive enclosed lanai your heart should really start to beat faster. This area features a large deck surrounding your pool and spa. The dock area and waterfront features are probably the most important. It allows you the ability to have your water based toys all in one spot. The area features two covered boat lifts, one being a 12,000lbs lift and the other a 16,000lbs lift, at the same time leaving room for an even bigger vessel. The home also incorporates a storage area off the back of the home for all your pool and boating items. This setup is very difficult to find and won't leave you disappointed. If you are into adventure this house needs to make your short list. Back inside the master suite is large and spacious with direct access to the lanai and pool area. It features a recently updated shower as well as plenty of storage space. The guest rooms are on the other side of the home and offer you and your guests much needed privacy. They share a recently updated bathroom and have access out to the pool area from their side of the home as well. This property has a newer roof (2023), Hurricane shutters (2020), A/C (2020), and boatlifts and canopies (2017). It also has shell landscaping over much of the property for ease of maintenance.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,192
Sqft
0.54 ac
Lot size
2
Garage
1987
Year built
One
Levels
$730
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,081 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,081/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+82%
$/sqft vs CAPE HAZE
$730 vs $314
Days on market
793 vs 91 typical
Where $730/sqft sits among the 8 homes for sale in CAPE HAZE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
5 of 8
CAPE HAZE have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4471% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 SPANIARDS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$830,000
85 SPANIARDS ROAD · same community
3 bd · 2 ba · 2,093 sqft · $397/sqft · 115 DOM
Sold · Feb ’26$2,550,000
345 GREEN DOLPHIN DRIVE · same community
3 bd · 3.5 ba · 2,089 sqft · $1,221/sqft · 147 DOM
Sold · Mar ’26$579,000
365 CAPSTAN DRIVE · same community
3 bd · 2 ba · 2,346 sqft · $247/sqft · 222 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 245 SPANIARDS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 SPANIARDS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 SPANIARDS ROAD FAQs
What would the monthly payment be for 245 SPANIARDS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,081/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 245 SPANIARDS ROAD?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 245 SPANIARDS ROAD?+
The most recent tax bill on record (2023) was $7,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 245 SPANIARDS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,599,999, this home is listed about 147% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 245 SPANIARDS ROAD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,599,999 runs 4471% above the PLACIDA 33946 median — but at 2,192 sqft it's also 23% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
793 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,899,900, now $1,599,999 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chris Lee. MLS #D6136615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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