CENTURY 21 Edge

8251 WALBERT STREET, PORT CHARLOTTE, FL, 33981

Active701 days on marketListed Sep 5, 2024MLS #D6138041

WaterfrontPORT CHARLOTTE SEC 058

About this home

8251 WALBERT STREET

Discover this incredibly unique over-sized building lot in the highly sought-after South Gulf Cove community. For those looking to maximize privacy and tranquility, this is the lot for you. Surrounded by water on both the left side and rear of the lot, you can enjoy water views from multiple angles as well as minimize neighbors. Standard lots in South Gulf Cove are 80 feet wide, but this lot boasts 93 feet of width along the rear property line. Combined with another 125 feet along the Southern lot line, you will enjoy a total of 218 feet of water frontage. This freshwater canal is loaded with fish and will create a quiet, tranquil environment to relax by. Another incredible feature of this lot is its elevation. According to the county GIS, this lot has an 8.8 foot elevation above sea level. Most lots in South Gulf Cove require 2-3 feet or more of fill dirt, which can cost $30,000-$40,000 or more in development costs. (This can easily be verified by checking with local builders) This lot is in the AE flood zone, meaning you would have to build the lot up to 9 feet. At already 8.8 feet, minimum fill is required. You also can't beat the exposure, as this is a West facing property. The sunsets are amazing and your pool will stay warm in the afternoon sun. South Gulf Cove is a rapidly growing boating community, is close to beaches, boat ramps, restaurants, golf courses and much more. It is also home to abundant wildlife and is considered a bird sanctuary. All utilities are available at the site including electricity, city water, city sewer and high speed fiberoptic internet.

Facts & features

The home at a glance

0.24 ac

Lot size

WaterfrontTrees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesWest

Community & fees

HOA fee$10/mo
Taxes (2023)$528/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Available · Fiber Optics · Fire Hydrant · Mini Sewer · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$973 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2023 actual bill$44
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,197
Interest rate6.00%
Loan term

Estimated payment

$973/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$44
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Gulf Cove

Map of 8251 WALBERT STREET inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 204% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 5, 2024Listed at $119,900 · 701 days on market since

Reality check

What actually sold near 8251 WALBERT STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9529 CALUMET BOULEVARDSold · Jan ’26

$380,000

9529 CALUMET BOULEVARD · same community

3 bd · 2 ba · 1,622 sqft · $234/sqft · 291 DOM

8058 DIMSTEAD STREETSold · Dec ’25

$445,000

8058 DIMSTEAD STREET · same community

3 bd · 2 ba · 1,636 sqft · $272/sqft · 22 DOM

8186 DION STREETSold · Dec ’25

$315,000

8186 DION STREET · same community

3 bd · 2 ba · 1,640 sqft · $192/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8251 WALBERT STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8251 WALBERT STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8251 WALBERT STREET FAQs

What would the monthly payment be for 8251 WALBERT STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $973/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8251 WALBERT STREET?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8251 WALBERT STREET?+

The most recent tax bill on record (2023) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8251 WALBERT STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $119,900, this home is listed about 64% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 8251 WALBERT STREET?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$119,900 runs 204% above the PORT CHARLOTTE 33981 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

701 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Alicia Hartland. MLS #D6138041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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