CENTURY 21 Edge
Pending
$825,000$875,0003 bd2 ba2,134 sqft$387 /sqft$5,567 /mo all-in ↓

14351 HOWARD AVE, PORT CHARLOTTE, FL, 33953

Pending613 days on marketListed Dec 6, 2024MLS #D6139160

Reduced $50KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 059

About this home

14351 HOWARD AVE

Stepping through the front door your eye is drawn to the beautiful, spacious interior, the pool right outside, and the water view beyond. Your first impression will be “Wow”, and the closer you look the more you will love it.This three-bedroom two-bath house has the open floor plan you want with the large kitchen, living area, and dining area combined as one. Slide the impact doors open and enjoy the large covered lanai for even more room. The owner’s suite is located on one side and the laundry room, garage, second bath and two bedrooms are on the other. The den is just to your left as you enter. This is a perfect place for someone who works from home or you could set up a cozy sitting area away from the main living area.This DM Dean home was completed in 2023 and is better than standard new construction in so many ways. If you purchase this home you will know the exact cost and it will be ready for you to move in the day you close. These are significant improvements over the new construction process. Beyond this, the list of upgrades is long and impressive. All are available in a list for you to review; many are obvious as you look through the house. The building is very energy efficient due to the spray foam insulation and impact windows. The flooring is upgraded plank look porcelain tile throughout. All shower entries are wide and with no barrier so it is easy for everyone. This house is equipped with a 500 gallon propane tank that is used for the whole house generator that will come on automatically when needed. The propane also feeds the fireplace, cook top, oven, and dryer. There custom closets, central vacuum, and upgraded appliances and cabinets speak to the overall quality of the home. This house is on a quiet street already and this property is a triple lot to ensure your privacy in the future. Audio/visual recording equipment may be in operation inside and outside the house.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,134

Sqft

0.69 ac

Lot size

3

Garage

2023

Year built

One

Levels

$387

Per sqft

Private poolWaterfrontFireplacePool & Water view

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Whole House R.O. System
InteriorAccessibility Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Propane

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ParkingDriveway · Ground Level · Off Street
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$7,747/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Sprinkler Meter
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,567 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2024 actual bill$646
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$5,567/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property taxes (actual bill)$646
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$485KedgeAI estimate $570,576 · range $505K$691K$858K

vs edgeAI estimate

+44.6%

$/sqft vs Port Charlotte actives

$387 vs $208

Days on market

613 vs 60 typical

Where $387/sqft sits among the 400 Port Charlotte actives

115
116
65
35
27
42 · this home
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 14351 HOWARD AVE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

183 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3650% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $825,000 $50K
Dec 6, 2024Listed at $875,000 · 613 days on market since
2023Built · PORT CHARLOTTE SEC 059

Reality check

What actually sold near 14351 HOWARD AVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14312 ROTHSCHILD AVENUESold · Jan ’26

$430,000

14312 ROTHSCHILD AVENUE · same community

3 bd · 2 ba · 2,122 sqft · $203/sqft · 93 DOM

2436 JACOBS STREETSold · Dec ’25

$359,900

2436 JACOBS STREET · same community

3 bd · 2.5 ba · 2,107 sqft · $171/sqft · 189 DOM

2444 JACOBS STREETSold · Apr ’26

$345,000

2444 JACOBS STREET · same community

3 bd · 2.5 ba · 2,107 sqft · $164/sqft · 324 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14351 HOWARD AVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14351 HOWARD AVE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14351 HOWARD AVE FAQs

What would the monthly payment be for 14351 HOWARD AVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,567/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14351 HOWARD AVE?+

The most recent tax bill on record (2024) was $7,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $825,000, this home is listed about 149% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 14351 HOWARD AVE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$825,000 runs 3650% above the PORT CHARLOTTE 33953 median — but at 2,134 sqft it's also 30% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

613 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $875,000, now $825,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC · Steve LeVasseur. MLS #D6139160.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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