
8438 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946
Pending495 days on marketListed Apr 8, 2025MLS #D6141779
About this home
8438 LITTLE GASPARILLA ISLAND
Escape to your private island sanctuary and discover the ultimate coastal retreat on the pristine shores of Little Gasparilla Island, an exclusive, bridgeless barrier island accessible only by private boat or water taxi. The lot is third back from the gulf and it previously had a lovely beach cottage on it, but that was sadly washed away by hurricanes Helene and Milton. The county GIS website aerial photo shows where the home used to sit on the property. The photo with the red lines is an approximate idea of where the lot lines are located. The home to the west of the lot was also washed away. This is your chance to own a piece of paradise where the only sounds you’ll hear are the rhythmic waves and the call of seabirds. This lot is in a prime coastal location, situated just steps from the Gulf of America, and offers stunning gulf views and immediate access to 3.5 miles of secluded, sugar-sand beaches. A ready canvas for your dream home, this lot provides a clear footprint for your future island getaway. The coastal survey has been completed. Enjoy the convenience of a community dock for your vessel, with incredibly low association dues of just $250 per year. Come unplug and unwind among the warm sunshine and palm trees. Embrace a lifestyle of "quiet tranquility" far from the hustle and bustle of the mainland. With no commercial stores or restaurants on the island, you are guaranteed a peaceful environment perfect for world-class fishing and relaxing beachcombing. Seize this rare opportunity to create your own horizon on the gulf! This lot offers the perfect foundation for a life defined by nature and privacy.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,465 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,465/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 329% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8438 LITTLE GASPARILLA ISLAND — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8438 LITTLE GASPARILLA ISLAND — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8438 LITTLE GASPARILLA ISLAND FAQs
What would the monthly payment be for 8438 LITTLE GASPARILLA ISLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8438 LITTLE GASPARILLA ISLAND?+
The most recent tax bill on record (2024) was $4,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $150,000, this home is listed about 77% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8438 LITTLE GASPARILLA ISLAND?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$150,000 runs 329% above the PLACIDA 33946 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
495 days on market against a Placida median of 105 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $169,900, now $150,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of TARPON REAL ESTATE, INC. · Barbara Jo Pendergrass. MLS #D6141779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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