CENTURY 21 Edge
$4,9002 bd2 ba1,348 sqft$4 /sqft$196 /mo all-in ↓

10264 WINNIPEG STREET, PORT CHARLOTTE, FL, 33981

Active451 days on marketListed May 23, 2025MLS #D6142435

Priced 87% below the PORT CHARLOTTE 33981 medianWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 87

About this home

10264 WINNIPEG STREET

AVAILABLE STARTING DECEMBER 1, 2026 THROUGH MAY 31, 2027. Minimum 3 months. This Waterfront Pool Home with Wide Water Views, HEATED POOL, Boat Dock and Screened Lanai and Pool Deck is Available for Short-Term Rental! You will love this beautifully UPDATED Home featuring 2 Bedrooms, 2 Bathrooms + additional DEN, ideal for use as a home office or guest space. This TURNKEY FURNISHED short-term rental offers direct water access and features a private boat dock (lift may be available for additional fee) and fish cleaning station—perfect for boating and fishing enthusiasts. The OPEN CONCEPT FLOOR PLAN features a light-filled Kitchen, Dining Rooms and Living Room with Tri-View Decorative Fireplace, High Impact Windows and Sliders, Coastal Decor and Furnishings, and SPECTACULAR views of the intersecting waterways. ENJOY a fully equipped kitchen with breakfast bar, volume ceilings and plank tile flooring throughout! The covered lanai is your outdoor living room, and flows seamlessly to the sparkling blue pool with Dolphin embellishments, offering an inviting space for unwinding and entertaining. Cast a line from the boat dock, and cook your catch of the day on the grill, watch your favorite sports teams on the outdoor TV, drive about 15 minutes to Englewood Beach or Boca Grande for a day of sunshine and seashells, or just stay home and relax by the pool. The choices are endless. Located in a relaxed and welcoming neighborhood close to beaches, shopping, restaurants, and recreational activities. Ideal for seasonal visitors, traveling professionals, or those looking for a serene retreat on the water. Available for Monthly or Shorter-Term Weekly Rental. Boat may be available for rent separately. Call today for availability and rates. ** THIS PROPERTY IS RENTED THROUGH NOVEMBER 30 2026 **

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,348

Sqft

0.23 ac

Lot size

2

Garage

1998

Year built

One

Levels

$4

Per sqft

Private poolWaterfrontFireplacePool & Water viewTurnkey

Inside

AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Skylight(s) · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedTurnkey

Outside & construction

ViewPool · Water
ParkingDriveway · Parking Pad
ExteriorLighting · Outdoor Grill · Rain Gutters

Community & fees

PetsNo
CommunityPark · Playground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Mini Sewer · Public
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$196 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $172
Interest rate6.00%
Loan term

Estimated payment

$196/mo

Principal & interest$29
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 87

$4 vs $330

Days on market

451 vs 59 typical

Where $4/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 87

0 · this home
1
5
2
5
11
$4–69$69–135$135–201$201–267$267–333$333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 10264 WINNIPEG STREET inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

18 of 24

PORT CHARLOTTE SEC 87 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

May 23, 2025Listed at $4,900 · 451 days on market since
1998Built · PORT CHARLOTTE SEC 87

Reality check

What actually sold near 10264 WINNIPEG STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14382 LILLIAN CIRCLESold · Dec ’25

$480,000

14382 LILLIAN CIRCLE · same community

3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM

14150 MAYSVILLE CIRCLESold · Apr ’26

$400,000

14150 MAYSVILLE CIRCLE · same community

3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM

10071 SUNDAY DRIVESold · Jul ’26

$375,000

10071 SUNDAY DRIVE · same community

3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10264 WINNIPEG STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10264 WINNIPEG STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10264 WINNIPEG STREET FAQs

What would the monthly payment be for 10264 WINNIPEG STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 10264 WINNIPEG STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $4,900, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10264 WINNIPEG STREET?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$4,900 is 87% below the PORT CHARLOTTE 33981 median of $39,000, and at $4/sqft it sits under the Port Charlotte average of $224.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

451 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Denise Heath. MLS #D6142435.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10264 WINNIPEG STREET, PORT CHARLOTTE, FL — 2 Bed, 2 Bath — $4,900 | CENTURY 21 Edge