CENTURY 21 Edge
$599,0002 bd2 ba1,232 sqft$486 /sqft$4,470 /mo all-in ↓

7554 PALM ISLAND DRIVE S UNIT 1813, PLACIDA, FL, 33946

Active422 days on marketListed Jun 18, 2025MLS #D6142776

CondominiumPALM ISLAND VILLAGE BLDG 08

About this home

7554 PALM ISLAND DRIVE S UNIT 1813

This without a doubt is the MOST SPECTACULAR 2-bedroom 2-bathroom villa with unobstructed coastline views on beautiful Palm Island! Within a few steps of exiting your beachfront lanai you're on the beach basking in the sun, collecting seashells and shark teeth, and watching the dolphins and manatees play. The beach is so quiet and quaint it will feel as if you are the only one living on Palm Island. Entertain your friends and family from your back porch and watch the amazing colorful sunsets that can only be seen from your covered screened in lanai. The long miles of beach views are endless from your primary bedroom, dining room, kitchen and covered lanai. This 1232 square foot home comes completely furnished and has had recent major improvements including: new AC unit installed (2021), new quartz countertops and stainless steel sink in kitchen (July 2022), new granite bathroom countertops and sinks (July 2022), freshly painted cabinets in both bathrooms (July 2022), new paint throughout the entire villa (July 2022), NEW flat screen televisions in ALL rooms including family room (60” inch) and both bedrooms (2022) , new fans installed throughout entire unit (July 2022), new sea turtle approved roller shade in family room (September 2022), new hot water heater (2022) and a NEW ROOF . The villa has been recently redecorated (July 2022) and can also be used as a rental within Palm Island Resort if so desired. This home has bamboo floors in the main living areas with tile in the kitchen and bathrooms. There is a comfortable king-sized bed in the primary bedroom with private en-suite and dual built-in closets. The second bedroom includes two twin-sized beds with built-in closets. Two additional closets within the unit provide ample space for any extra pool/beach accessories. The kitchen has slow-close cabinets and is fully stocked for all your cooking needs. The laundry room with a stacking washer/dryer, mini fridge, storage cabinet, and sink and window with beach view, so makes doing laundry FUN! Extras outside the villa is a outdoor shower, two-foot showers, and deck box to hold beach chairs and beach canopies. This golf cart only friendly island includes a community pool, restaurant at Palm Island Resort (Rum Bay), tennis courts, spa/workout center, boat docks, 24-hour security, and many other amenities to be enjoyed! A short ferry ride is all it takes to get to this incredible private oasis. No matter where you are on Palm Island, you will never regret owning this little piece of paradise.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,232

Sqft

0.03 ac

Lot size

1984

Year built

One

Levels

$486

Per sqft

Pets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationStilt/On Piling
FacesWest
ExteriorBalcony · Lighting · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2024)$10,234/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$853
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,470/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$853
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$242KedgeAI estimate $269,143 · range $252K$312K$623K

vs edgeAI estimate

+122.6%

$/sqft vs Placida actives

$486 vs $355

Days on market

422 vs 105 typical

Where $486/sqft sits among the 150 Placida actives

63
32
16 · this home
14
14
11
$180–319$319–457$457–595$595–734$734–872$872+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 7554 PALM ISLAND DRIVE S UNIT 1813

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$475K$535K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

66 of 150

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1612% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Jun 18, 2025Listed at $599,000 · 422 days on market since
1984Built · PALM ISLAND VILLAGE BLDG 08

Reality check

What actually sold near 7554 PALM ISLAND DRIVE S UNIT 1813

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7536 PALM ISLAND DRIVE S UNIT 1511Sold · Apr ’26

$236,000

7536 PALM ISLAND DRIVE S UNIT 1511

2 bd · 2 ba · 1,232 sqft · $192/sqft · 126 DOM

7486 PALM ISLAND DRIVE UNIT 2413Sold · Feb ’26

$275,000

7486 PALM ISLAND DRIVE UNIT 2413

2 bd · 2 ba · 1,232 sqft · $223/sqft · 216 DOM

7470 PALM ISLAND DRIVE UNIT 2813Sold · Jul ’26

$295,000

7470 PALM ISLAND DRIVE UNIT 2813

2 bd · 2 ba · 1,232 sqft · $239/sqft · 401 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7554 PALM ISLAND DRIVE S UNIT 1813 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7554 PALM ISLAND DRIVE S UNIT 1813 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7554 PALM ISLAND DRIVE S UNIT 1813 FAQs

What would the monthly payment be for 7554 PALM ISLAND DRIVE S UNIT 1813?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7554 PALM ISLAND DRIVE S UNIT 1813?+

The most recent tax bill on record (2024) was $10,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7554 PALM ISLAND DRIVE S UNIT 1813?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $599,000, this home is listed about 8% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7554 PALM ISLAND DRIVE S UNIT 1813?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$599,000 runs 1612% above the PLACIDA 33946 median.

02Time on market is leverage

422 days on market against a Placida median of 105 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6142776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7554 PALM ISLAND DRIVE S UNIT 1813, PLACIDA, FL — 2 Bed, 2 Bath — $599,000 | CENTURY 21 Edge