
9151 MELODY CIRCLE, PORT CHARLOTTE, FL, 33981
Active404 days on marketListed Jul 1, 2025MLS #D6142925
About this home
9151 MELODY CIRCLE
Short Sale. SHORT SALE! BEST PRICE! Looking for your Florida dream home? This spacious, well-maintained 3 bed, 3 bath PLUS office PLUS flexspace home with 2,522 sq ft under air offers comfort, style, and the laid-back coastal lifestyle Florida is known for. Set on a private 10,000 sq ft lot in the popular waterfront community of South Gulf Cove, this home combines quality upgrades with the perfect location for enjoying year-round sunshine. Built in 2007, the home features exterior stacked stone accents and a charming covered front porch to add to the curb appeal. Inside, you'll love the luxury vinyl plank flooring throughout and a flexible layout that includes a separate office/den with French glass doors, an additional flex space and a formal dining room – ideal for hosting guests or family gatherings. The beautifully updated kitchen is a true standout with white shaker cabinets, quartz countertops, stainless steel appliances, subway tile backsplash, a large center island with contrasting cabinetry, recessed lighting, and designer pendant lights. The open-concept design flows into a large family room with a shiplap accent wall and casual dining space, perfect for everyday living. New impact glass sliders lead out to a screened lanai with cedar plank flooring, offering a peaceful spot to enjoy your morning coffee or Florida evenings overlooking the pool. The split floor plan gives privacy to the spacious primary suite, which features its own shiplap detail and a stunning en-suite bath with a huge tiled walk-in shower with dual rain heads, seamless glass doors, and extra tower cabinetry. Bedrooms 2 and 3 are located on the opposite side of the home and share a unique flex space – ideal as a playroom, teen lounge, homework area, or in-law suite. All bathrooms have been tastefully updated with floor-to-ceiling tile and granite or quartz countertops. The fully fenced backyard is a private oasis with a gorgeous inground pool and paver deck added in 2023 – perfect for cooling off on hot days or entertaining friends and family. Recent upgrades include a new roof (2022) and new A/C (2021), giving peace of mind and energy efficiency. Located on a quiet, low-traffic circular street across from waterfront homes, this home offers a tranquil setting without sacrificing convenience. South Gulf Cove is a sought-after Gulf-access community with an optional HOA and a laid-back, active Florida lifestyle. Residents enjoy a private boat ramp, multiple parks, walking paths, and a community center with events and social activities. Boating, fishing, kayaking, and enjoying the Gulf beaches are all just minutes away. In this location, you are close to everything - beaches, Boca Grande, Wellen Park, Spring Training stadiums (Braves and Rays), golf, boating, trails, shopping and restaurants. Whether you're relocating, retiring, or looking for your own piece of paradise – this home checks all the boxes. Don’t miss this opportunity to enjoy Florida living at its finest!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,522
Sqft
0.23 ac
Lot size
2
Garage
2007
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−49.2%
$/sqft vs SOUTH GULF COVE
$149 vs $289
Days on market
404 vs 60 typical
Where $149/sqft sits among the 15 homes for sale in SOUTH GULF COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 15
SOUTH GULF COVE have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 849% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9151 MELODY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$415,000
9477 ARNAZ CIRCLE · same community
4 bd · 3 ba · 2,301 sqft · $180/sqft · 53 DOM
Sold · Sep ’25$400,000
14146 BARACOA LANE · same community
4 bd · 3 ba · 2,265 sqft · $177/sqft · 236 DOM
Sold · Aug ’25$400,000
14154 BARACOA LANE · same community
4 bd · 3 ba · 2,265 sqft · $177/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 9151 MELODY CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9151 MELODY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9151 MELODY CIRCLE FAQs
What would the monthly payment be for 9151 MELODY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,174/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9151 MELODY CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9151 MELODY CIRCLE?+
The most recent tax bill on record (2024) was $7,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9151 MELODY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $375,000, this home is listed about 14% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9151 MELODY CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 849% above the PORT CHARLOTTE 33981 median — but at 2,522 sqft it's also 54% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
404 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $375,000 — a $124K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sally Corrick. MLS #D6142925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 9151 MELODY CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →


