CENTURY 21 Edge

15657 HENNIPEN CIRCLE, PORT CHARLOTTE, FL, 33981

Active395 days on marketListed Jul 14, 2025MLS #D6142979

Priced 51% below the PORT CHARLOTTE 33981 medianReduced $6K

About this home

15657 HENNIPEN CIRCLE

Outstanding Opportunity for a beautiful double lot homesite, 15657 Hennipen is being offered with the adjacent lot (see MLS D6142978) in the Waterfront Gulf Access Community South Gulf Cove. BUILD YOUR NEW HOME! This vacant lot package provides nearly 1/2-acre of land featuring public water and sewer, power pole across the street, is designated as a NON SCRUB JAY Permit zone, which saves you $$$ when you build. Another great feature of this area is the availability of HIGH SPEED INTERNET SERVICE, Fiber Optic service is in place. This gorgeous parcel is situated on the interior of the circle across from waterfront homes in a quieter part of the neighborhood with easy access to the community amenities. The South Gulf Cove HOA is optional, and at only $120 per Year, you will enjoy meeting neighbors at the Clubhouse where you can enjoy recreational areas and lots of activities hosted there! Conveniently located between Punta Gorda and Venice, near world class fishing, Gulf beaches, Golfing, and an easy commute to regional and international airports. Price is per parcel. Call for information about local builders, and start living the Florida lifestyle!

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouth

Community & fees

HOA fee$10/mo
Taxes (2024)$621/yr
PetsYes
CommunityPublic Boat Ramp · Water Access · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Capable · Cable Available · Electrical Nearby · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$342 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$112
FHA mortgage insurance (est.)$8
Property tax — 2024 actual bill$52
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $665
Interest rate6.00%
Loan term

Estimated payment

$342/mo

Principal & interest$112
FHA mortgage insurance (est.)$8
Property taxes (actual bill)$52
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Gulf Cove

Map of 15657 HENNIPEN CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $19,000 $6K
Jul 14, 2025Listed at $24,900 · 395 days on market since

Reality check

What actually sold near 15657 HENNIPEN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14382 LILLIAN CIRCLESold · Dec ’25

$480,000

14382 LILLIAN CIRCLE

3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM

14847 LILLIAN CIRCLESold · Jun ’26

$325,000

14847 LILLIAN CIRCLE

3 bd · 2 ba · 1,667 sqft · $195/sqft · 88 DOM

14455 LILLIAN CIRCLESold · Dec ’25

$320,000

14455 LILLIAN CIRCLE

3 bd · 2 ba · 1,688 sqft · $190/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15657 HENNIPEN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15657 HENNIPEN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15657 HENNIPEN CIRCLE FAQs

What would the monthly payment be for 15657 HENNIPEN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $342/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15657 HENNIPEN CIRCLE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15657 HENNIPEN CIRCLE?+

The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15657 HENNIPEN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $19,000, this home is listed about 94% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15657 HENNIPEN CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$19,000 is 51% below the PORT CHARLOTTE 33981 median of $39,000.

02Time on market is leverage

395 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $24,900, now $19,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Denise Heath. MLS #D6142979.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 15657 HENNIPEN CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Frantreshia to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 9:57 AM UTC. The listing information on this page last changed on August 13, 2026 at 9:57 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 9:57 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 9:57 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

15657 HENNIPEN CIRCLE, PORT CHARLOTTE, FL — $19,000 | CENTURY 21 Edge