14277 PALM TERRACE, PORT CHARLOTTE, FL, 33953
Active374 days on marketListed Aug 4, 2025MLS #D6143282
About this home
14277 PALM TERRACE
AVAILABLE FOR WINTER SEASON 2026. Seasonal/Short-Term Rental available throughout the year. Posted rate is winter/peak season rate. Off season rate is $1,800.00/month. Three-month minimum rental required. This lovely 3 bedroom, 2 bath, 2 car garage home is quietly nestled in The Tree Tops at Ranger Point, a 55+ community. The kitchen has beautiful quartz counters, a cozy eating area for 2 as well as a pass through to the dining area on the other side. The spacious living room has sliding doors that lead to the sunroom and the patio beyond. From the patio you can enjoy the view of a tennis match or 2. The clubhouse, pool, and shuffleboard are just a few steps away. The primary bedroom has a king-sized bed, walk-in closet, and its own private sliding door leading to the sunroom. The primary bathroom has a step-in shower. Bedroom #2 has a queen-sized bed, and bedroom #3 has a twin bed. All bedrooms have ceiling fans. The guest bath has a tub/shower combination. Vinyl plank flooring throughout. Restaurants, area beaches, golf courses, great fishing and shopping are just minutes away. Sorry no pets.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,316
Sqft
0.11 ac
Lot size
2
Garage
1993
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$2 vs $208
Days on market
374 vs 60 typical
Where $2/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
196 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14277 PALM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
4261 OAK TERRACE CIRCLE · same community
3 bd · 2 ba · 1,368 sqft · $183/sqft · 0 DOM
Sold · Feb ’26$277,000
4285 OAK TERRACE CIRCLE · same community
3 bd · 2 ba · 1,434 sqft · $193/sqft · 262 DOM
Sold · Mar ’26$273,000
4290 OAK TERRACE CIRCLE · same community
3 bd · 2 ba · 1,451 sqft · $188/sqft · 278 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14277 PALM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14277 PALM TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14277 PALM TERRACE FAQs
What would the monthly payment be for 14277 PALM TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 14277 PALM TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,900, this home is listed about 99% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14277 PALM TERRACE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33953 market on paper
$2,900 is 87% below the PORT CHARLOTTE 33953 median of $22,000, and at $2/sqft it sits under the Port Charlotte average of $225.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
374 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TALL PINES REALTY · Madelene Waterhouse. MLS #D6143282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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