4192 GINGOLD STREET, PORT CHARLOTTE, FL, 33948
Active367 days on marketListed Aug 11, 2025MLS #D6143399
About this home
4192 GINGOLD STREET
Welcome to your ideal Florida getaway, where every detail is designed to ensure your winter vacation is unforgettable. This charming home features 3 bedrooms, 2 bathrooms, and 1127 sq ft of comfortable living space, complete with a 1-car garage, an inviting in-ground pool, and a boat dock with 80 feet of canal frontage leading directly to the Gulf of Mexico. The interior is warm and welcoming—just pack your clothes and toothbrush! Outdoors, you'll be enchanted by the spacious lanai perfect for hosting friends, while the stunning pool offers a serene view of the waterway. The expansive yard is perfect for outdoor fun, whether it's a corn hole tournament or a relaxing fishing session from the dock on a lazy Saturday afternoon.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,127
Sqft
0.23 ac
Lot size
1
Garage
1974
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 037
$4 vs $224
Days on market
367 vs 60 typical
Where $4/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4192 GINGOLD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$227,000
18733 MACGILL AVENUE · same community
2 bd · 2 ba · 1,082 sqft · $210/sqft · 127 DOM
Sold · Feb ’26$304,500
18427 GOODMAN CIRCLE · same community
2 bd · 2 ba · 1,188 sqft · $256/sqft · 72 DOM
Sold · Jun ’26$380,000
4104 MUNSON STREET · same community
3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4192 GINGOLD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4192 GINGOLD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4192 GINGOLD STREET FAQs
What would the monthly payment be for 4192 GINGOLD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4192 GINGOLD STREET?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $4,200, this home is listed about 99% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4192 GINGOLD STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33948 market on paper
$4,200 is 86% below the PORT CHARLOTTE 33948 median of $30,000, and at $4/sqft it sits under the Port Charlotte average of $226.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
367 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of HANK BRILL PROPERTIES LLC · Laurie Clevenger. MLS #D6143399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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