9177 ARBERG STREET, PORT CHARLOTTE, FL, 33981
Active324 days on marketListed Sep 25, 2025MLS #D6143975
About this home
9177 ARBERG STREET
RARE FIND X FLOOD ZONE HOMESITE ~ South Gulf Cove! Welcome to South Gulf Cove, a true gem nestled in the Cape Haze Peninsula close to Boca Grande and Englewood Beach. This residential homesite offers a great location for your Florida dream home. The lot features a southeastern backyard exposure, and public water, sewer, and power are in place. Clean ENVIRONMENTAL REPORT available upon request ~ Flood Zone X ~ SAVES $$$ when you build! South Gulf Cove is a boater-friendly, deed-restricted community with over fifty miles of navigable waterways and Gulf Access. The HOA is voluntary with a low HOA fee of only $120 per year if you join which gives you access to the Clubhouse, recreational amenities and social events. There are also pocket parks, the Learning Garden, walking paths, as well as the county-operated South Gulf Cove Park with water access, picnic area and pavilion. Located just minutes from gorgeous Gulf beaches, world-class fishing, boating, golf courses, shopping, and dining, this property offers both tranquility and convenience. This parcel is priced to be a fantastic opportunity to buy and build, or hold as an investment. Don't miss your chance to own a piece of paradise!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9177 ARBERG STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$419,990
9340 CANNA STREET · same community
3 bd · 2 ba · 1,513 sqft · $278/sqft · 255 DOM
Sold · Jun ’26$435,000
13453 ABUTILON LANE · same community
3 bd · 2 ba · 1,603 sqft · $271/sqft · 25 DOM
Sold · Sep ’25$545,000
13471 CHENILLE DRIVE · same community
3 bd · 2 ba · 1,672 sqft · $326/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9177 ARBERG STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9177 ARBERG STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9177 ARBERG STREET FAQs
What would the monthly payment be for 9177 ARBERG STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $359/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9177 ARBERG STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9177 ARBERG STREET?+
The most recent tax bill on record (2024) was $603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9177 ARBERG STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $22,000, this home is listed about 93% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9177 ARBERG STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Denise Heath. MLS #D6143975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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