10476 HARLINGEN STREET, PORT CHARLOTTE, FL, 33981
Active299 days on marketListed Oct 22, 2025MLS #D6144334
About this home
10476 HARLINGEN STREET
NEW PRICE and an incredible opportunity in South Gulf Cove! This spacious 4-bedroom, 2-bath, 2-car garage home offers the space, flexibility, and Florida lifestyle buyers are looking for at a fantastic value. Located on the Cape Haze Peninsula in the popular boating community of South Gulf Cove, you'll be surrounded by miles of canals with access to Charlotte Harbor and the Gulf of Mexico. Spend your days boating, fishing, exploring nearby beaches, or enjoying everything this laid-back coastal area has to offer. Boca Grande—known for its beautiful beaches, world-class tarpon fishing, charming shops, and restaurants—is just a short drive away. Inside, the open floor plan provides plenty of room for everyday living and entertaining. Neutral tile and cabinetry create a light, versatile backdrop ready for your own personal style. The open kitchen features wood cabinetry, generous workspace, and a breakfast bar that flows naturally into the dining and great room areas—perfect for family gatherings, entertaining friends, or a relaxed night at home. With four bedrooms, there's flexibility for family, guests, a home office, or hobby space. Outside, there's room to enjoy the Florida sunshine and create an outdoor space that fits your lifestyle. Whether you're looking for a full-time Florida home, seasonal escape, or investment property, this home offers plenty of possibilities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,101
Sqft
0.23 ac
Lot size
2
Garage
2016
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
$/sqft vs PORT CHARLOTTE SEC 87
$157 vs $330
Days on market
299 vs 59 typical
Where $157/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
17 of 23
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 744% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10476 HARLINGEN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$715,500
10048 WINNIPEG STREET · same community
3 bd · 2 ba · 2,116 sqft · $338/sqft · 2 DOM
Sold · Jul ’26$680,000
9944 WINNIPEG STREET · same community
3 bd · 2 ba · 2,137 sqft · $318/sqft · 316 DOM
Sold · Mar ’26$755,000
10075 KANSAS CITY STREET · same community
3 bd · 2 ba · 2,025 sqft · $373/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10476 HARLINGEN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10476 HARLINGEN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10476 HARLINGEN STREET FAQs
What would the monthly payment be for 10476 HARLINGEN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10476 HARLINGEN STREET?+
The most recent tax bill on record (2024) was $5,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10476 HARLINGEN STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $329,000, this home is priced right at the Port Charlotte median.
Which schools are assigned to 10476 HARLINGEN STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$329,000 runs 744% above the PORT CHARLOTTE 33981 median — but at 2,101 sqft it's also 28% larger than the typical Port Charlotte listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
299 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $364,500, now $329,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Deb Bean-Guinto. MLS #D6144334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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