16660 LIGGETT CIRCLE, PORT CHARLOTTE, FL, 33981
Active284 days on marketListed Oct 31, 2025MLS #D6144460
About this home
16660 LIGGETT CIRCLE
Stunning 2023 Waterfront Home with Direct Gulf Access – No Bridges Welcome to a rare waterfront masterpiece built in 2023 by DMI (Palm Key II), where luxury, serenity, and adventure come together in perfect harmony. Perfectly positioned on an oversized lot with direct Gulf access and no bridges, this extraordinary home invites you to live the ultimate Florida boating lifestyle. With an annual HOA of just $65, you’ll enjoy peaceful, refined living in a quiet neighborhood surrounded by natural beauty. From the moment you step through the elegant double front doors, you’re greeted by soaring ceilings, refined finishes, and breathtaking water views from nearly every room. The open-concept design features 3 spacious bedrooms, 2 baths, a private office/den, dining area, and an oversized 3-car garage, and the home has additional insulation throughout the cielings — thoughtfully designed for both comfort and entertaining. Every detail speaks to quality and craftsmanship. Eight-foot interior doors, crown molding in the main living areas, recessed lighting throughout the kitchen and hallways, and stunning 12x24 tile flooring create a polished yet welcoming atmosphere. The chef-inspired kitchen is a true showstopper, featuring Level 4 granite countertops, abundant cabinetry, a double pantry, and a massive island that easily accommodates 6–8 guests — perfect for sunset gatherings and lively celebrations. The spacious living room showcases a striking coffered ceiling and zero-corner hurricane-impact pocket sliders that disappear into the wall, seamlessly blending indoor elegance with outdoor paradise. The luxurious primary suite is a private retreat, complete with a tray ceiling and ambient rope lighting, LVP flooring, and a spa-like ensuite bath featuring a walk-in shower designed for relaxation. A convenient pool bath provides direct access to the outdoor oasis. Step outside to your expansive screened lanai overlooking a sparkling 12x24 saltwater pool with a Pebble Tec finish. This oversized entertaining space was designed for unforgettable evenings — whether you're hosting vibrant waterfront parties or enjoying peaceful mornings with coffee as eagles soar overhead and fish jump in the canal. The backyard is fully fenced with elegant wrought iron to keep pets safe and features lush with St. Augustine grass and a convenient canal-fed irrigation system for effortless maintenance. Additional Highlights: • Hurricane-impact windows and doors • 3-dimensional shingle roof • Crown molding and recessed lighting • Window shades in all bedrooms • Canal-fed irrigation system Across from the canal is a preserve Perfectly located between Sarasota and Fort Myers, this home offers the best of both worlds — tranquil waterfront living just minutes from world-class beaches, shopping, dining, and easy access to Interstate 75. Peaceful. Elegant. Fun. Thrilling. Bring your boat, embrace the coastal breeze, and live where every day feels like a vacation
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,037
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$461
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,346 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,346/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Port Charlotte actives
$461 vs $208
Days on market
284 vs 60 typical
Where $461/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
190 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2262% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 16660 LIGGETT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$545,000
10782 KEARSARGE CIRCLE
3 bd · 3 ba · 2,033 sqft · $268/sqft · 159 DOM
Sold · Sep ’25$739,000
10501 WASHINGTON ROAD
3 bd · 2.5 ba · 2,044 sqft · $362/sqft · 2 DOM
Sold · Oct ’25$455,000
10082 ARMY CIRCLE
3 bd · 2 ba · 2,014 sqft · $226/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 16660 LIGGETT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16660 LIGGETT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16660 LIGGETT CIRCLE FAQs
What would the monthly payment be for 16660 LIGGETT CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,346/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16660 LIGGETT CIRCLE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16660 LIGGETT CIRCLE?+
The most recent tax bill on record (2024) was $9,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16660 LIGGETT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $939,989, this home is listed about 184% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 16660 LIGGETT CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$939,989 runs 2262% above the PORT CHARLOTTE 33981 median — but at 2,037 sqft it's also 24% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
284 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,050,000, now $939,989 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Elizabeth Gerber. MLS #D6144460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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