9092 AGATE STREET, PORT CHARLOTTE, FL, 33981
Active265 days on marketListed Nov 21, 2025MLS #D6144889
About this home
9092 AGATE STREET
THIS ONE YEAR YOUNG (2024)DUPLEX is anExcellent investment opportunity in the waterfront community of South Gulf Cove,Port Charlotte! This income-producing duplex at 9092/9094 Agate St. offers two new and well-maintained units with strong rental potential and steady demand. Each side features a functional layout, comfortable living spaces, and private entrances, making it ideal for long-term tenants or an owner-occupant seeking additional income. Each unit has 3 bedrooms,2 full baths, laundry room with washer & Dryer, granite tops throughout, the kitchen features top of the line appliances, kitchen island with granite tops , solid wood cabinets, all in a spacious open layout. Located on a quiet residential street with convenient access to US-41, SR-776, shopping, restaurants, medical facilities, and Gulf beaches, this property offers reliable occupancy and long-term appreciation potential. Public utilities and no required HOA fees. Whether you're expanding your portfolio or looking for a property with flexibility and solid cash-flow potential, this duplex is a smart addition in one of Southwest Florida?s fastest-growing markets. Schedule your showing today. Fully furnished turnkey option available, so that you can start earning income right off the go.
Facts & features
The home at a glance
6
Bedrooms
2,874
Sqft
0.23 ac
Lot size
1
Garage
2024
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,685 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,685/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 058
$209 vs $214
Days on market
265 vs 60 typical
Where $209/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 058
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 27
PORT CHARLOTTE SEC 058 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1438% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9092 AGATE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$465,000
9203 KOMA STREET · same community
3 bd · 2.5 ba · 2,361 sqft · $197/sqft · 23 DOM
Sold · Mar ’26$355,000
8599 WALDREP STREET · same community
4 bd · 2 ba · 2,169 sqft · $164/sqft · 408 DOM
Sold · Sep ’25$365,000
8347 ADA STREET · same community
4 bd · 2 ba · 2,169 sqft · $168/sqft · 325 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9092 AGATE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9092 AGATE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9092 AGATE STREET FAQs
What would the monthly payment be for 9092 AGATE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,685/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9092 AGATE STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9092 AGATE STREET?+
The most recent tax bill on record (2024) was $627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9092 AGATE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $600,000, this home is listed about 82% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9092 AGATE STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 1438% above the PORT CHARLOTTE 33981 median — but at 2,874 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Time on market is leverage
265 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $620,000, now $600,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Victor Carrico. MLS #D6144889.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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