12 N BOTANY BAY CIRCLE, ENGLEWOOD, FL, 34223
Active299 days on marketListed Jan 12, 2026MLS #D6145538
About this home
12 N BOTANY BAY CIRCLE
Prime lot at 12 N Botany Bay Circle in Polynesian Village, a 55+ co-op community in Englewood. Located directly across from the clubhouse with access to the community pool, clubhouse, and an active social calendar of events and gatherings. Co-op share ownership with a low $300/month fee that includes cable TV, the pool, grounds maintenance, and management. Bring your new manufactured or modular home and enjoy resort-style living just minutes from Manasota Key beaches, and close to Venice, dining, shopping, and entertainment. Flood Zone X (shaded). Buyer to verify home size, age, and setback requirements with the association.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$864 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$864/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,884
Median age
67.8
Median income
$76,016
Median home value
$408,000
Avg household
1.89
Households w/ children
689
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 N BOTANY BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
54 N EASTER ISLAND CIRCLE · same community
2 bd · 2 ba · 959 sqft · $156/sqft · 358 DOM
Sold · Jul ’26$125,000
29 S EASTER ISLAND CIRCLE · same community
2 bd · 2 ba · 959 sqft · $130/sqft · 334 DOM
Sold · Apr ’26$96,500
10 S BOTANY BAY CIRCLE · same community
2 bd · 2 ba · 959 sqft · $101/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 N BOTANY BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 N BOTANY BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 N BOTANY BAY CIRCLE FAQs
What would the monthly payment be for 12 N BOTANY BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $864/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 N BOTANY BAY CIRCLE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 N BOTANY BAY CIRCLE?+
The most recent tax bill on record (2025) was $912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 N BOTANY BAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $44,900, this home is listed about 87% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12 N BOTANY BAY CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34223 market on paper
$44,900 is 89% below the ENGLEWOOD 34223 median of $392,403.
02Time on market is leverage
299 days on market against a Englewood median of 67 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $49,900, now $44,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Audrey Smith PA. MLS #D6145538.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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