12395 SUNNILAND AVENUE, PORT CHARLOTTE, FL, 33981
Active199 days on marketListed Jan 29, 2026MLS #D6145807
About this home
12395 SUNNILAND AVENUE
WATERFRONT DOUBLE LOT close to a half acre with access to Charlotte Harbor and the Gulf of America! Owner will consider seller financing to a qualified buyer. Wonderful opportunity to build your new home and live your Florida dream vacation every day! Englewood East is a very convenient location close to great shopping, restaurants from casual to gourmet, world class Golf Courses, quaint Olde Englewood Village, historic Punta Gorda and Fisherman’s Village and of course the beautiful Gulf Beaches of Manasota Key and Boca Grande! Just minutes to Publix Plaza, Home Depot and Walmart. This double lot fronts on the Butterford Waterway for your fishing or boating pleasure, or just relax and enjoy your private water view.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12395 SUNNILAND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$276,705
7153 RISON STREET · same community
3 bd · 2 ba · 1,240 sqft · $223/sqft · 69 DOM
Sold · Nov ’25$249,000
7295 DONAHUE STREET · same community
3 bd · 2 ba · 1,285 sqft · $194/sqft · 151 DOM
Sold · Dec ’25$265,000
7425 COBURN STREET · same community
3 bd · 2 ba · 1,355 sqft · $196/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12395 SUNNILAND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12395 SUNNILAND AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12395 SUNNILAND AVENUE FAQs
What would the monthly payment be for 12395 SUNNILAND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12395 SUNNILAND AVENUE?+
The most recent tax bill on record (2025) was $1,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $79,900, this home is listed about 76% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12395 SUNNILAND AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$79,900 runs 105% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
199 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · Charles Edgerton, Sr.. MLS #D6145807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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