
13452 CEDAR CITY AVENUE, PORT CHARLOTTE, FL, 33981
Active181 days on marketListed Feb 16, 2026MLS #D6146096
About this home
13452 CEDAR CITY AVENUE
RARE SOUTH GULF COVE OPPORTUNITY WITH TWO ADJACENT LOTS AVAILABLE UNDER THE SAME OWNERSHIP. Opportunities like this are becoming increasingly difficult to find. This well-maintained 3 bedroom, 2 bath home with a 2-car garage offers not only comfortable Florida living today, but also the unique opportunity to purchase one or both neighboring lots for added privacy, future expansion, recreational storage, or long-term investment potential. Imagine creating your own private compound with room for a detached RV garage, boat storage, workshop, additional outdoor living space, or even a future mother-in-law home. Whether your goal is privacy, flexibility, multi-generational living, or investment, this property offers possibilities rarely available within one of Southwest Florida's most desirable boating communities. Inside, the bright and inviting floor plan features volume ceilings, abundant natural light, and a comfortable layout designed for both everyday living and entertaining. Recent improvements include a new roof (2022), exterior paint (2025), and water heater (2025), providing valuable peace of mind for the next owner. The split-bedroom floor plan offers privacy for family and guests alike. The primary suite serves as a comfortable retreat with walk-in closets and a built-in double vanity area, while two guest bedrooms and a full guest bath are thoughtfully positioned on the opposite side of the home. The kitchen and family room create the heart of the home with abundant cabinetry, breakfast bar seating, and generous gathering space. Multiple sliding glass doors open to the screened lanai, creating seamless indoor-outdoor living while allowing natural light and Florida breezes to flow throughout. Located in the highly sought-after South Gulf Cove community, residents enjoy access to a public boat ramp, sidewalks, walking paths, pickleball courts, playgrounds, parks, and an active outdoor lifestyle. World-class fishing, boating, kayaking, Boca Grande beaches, waterfront dining, shopping, and marinas are all just minutes away. 3 BEDROOMS • 2 BATHS • 2 CAR GARAGE • NEW ROOF 2022 • EXTERIOR PAINT 2025 • WATER HEATER 2025 • OPTIONAL HOA • PUBLIC BOAT RAMP • PICKLEBALL • BOATING COMMUNITY • EXPANSION POTENTIAL • RV GARAGE POTENTIAL • BOAT STORAGE POTENTIAL • MOTHER-IN-LAW HOME POTENTIAL • SOUTH GULF COVE • Whether seeking a full-time residence, seasonal retreat, or a property with room to grow, this unique opportunity delivers lifestyle, flexibility, and future possibilities that are increasingly rare to find. Buyer of the residence may have first opportunity to purchase one or both adjacent lots separately. Buyer to verify all intended future uses and improvements through independent due diligence.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,714
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs PORT CHARLOTTE SEC 085
$198 vs $199
Days on market
181 vs 59 typical
Where $198/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 085
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 085 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 769% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13452 CEDAR CITY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
9992 ANTLER STREET · same community
3 bd · 2 ba · 1,723 sqft · $180/sqft · 413 DOM
Sold · Feb ’26$299,000
13306 ALLENTOWN AVENUE · same community
4 bd · 2 ba · 1,674 sqft · $179/sqft · 78 DOM
Sold · Sep ’25$265,767
13164 FORT BRAGGS AVENUE · same community
3 bd · 2 ba · 1,668 sqft · $159/sqft · 371 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13452 CEDAR CITY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13452 CEDAR CITY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13452 CEDAR CITY AVENUE FAQs
What would the monthly payment be for 13452 CEDAR CITY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13452 CEDAR CITY AVENUE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13452 CEDAR CITY AVENUE?+
The most recent tax bill on record (2025) was $5,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13452 CEDAR CITY AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $339,000, this home is listed about 3% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13452 CEDAR CITY AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,000 runs 769% above the PORT CHARLOTTE 33981 median.
02Time on market is leverage
181 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $349,000, now $339,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Janet Shawen, PA. MLS #D6146096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 13452 CEDAR CITY AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →


