
13444 CEDAR CITY AVENUE, PORT CHARLOTTE, FL, 33981
Active181 days on marketListed Feb 16, 2026MLS #D6146097
About this home
13444 CEDAR CITY AVENUE
An exceptional opportunity to acquire a premium homesite in South Gulf Cove, one of Southwest Florida’s most desirable coastal communities for custom residences and long-term value. This lot is public sewer and water ready with no assessments, offering a streamlined path to development in a well-established neighborhood. RARE OFFERING: The residence next door AND the adjacent corner lot are under the same ownership and may be acquired together, presenting a unique chance to create a larger private estate, garage, mother in law home, enhance separation between neighboring homes, or secure additional land for future use, an increasingly limited option in this community. Ideally positioned near Boca Grande and Manasota Key beaches, championship golf courses, and world-class boating and fishing, South Gulf Cove also offers a community boat ramp, parks, and sidewalks for an active coastal lifestyle. Nearby Englewood and Punta Gorda provide charming waterfront dining, boutique shopping, and cultural attractions, with convenient access to regional and international airports via I-75. Whether envisioned as a refined primary residence, seasonal retreat, or strategic investment, this property delivers location, flexibility, and long-term appeal in the heart of Southwest Florida’s coastal lifestyle. All information contained herein is deemed reliable but not guaranteed. Buyer and Buyer’s agent to verify all information through independent due diligence.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13444 CEDAR CITY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
13404 CEDAR CITY AVENUE · same community
4 bd · 2 ba · 1,663 sqft · $186/sqft · 10 DOM
Sold · Sep ’25$265,767
13164 FORT BRAGGS AVENUE · same community
3 bd · 2 ba · 1,668 sqft · $159/sqft · 371 DOM
Sold · Feb ’26$299,000
13306 ALLENTOWN AVENUE · same community
4 bd · 2 ba · 1,674 sqft · $179/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13444 CEDAR CITY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13444 CEDAR CITY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13444 CEDAR CITY AVENUE FAQs
What would the monthly payment be for 13444 CEDAR CITY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $368/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13444 CEDAR CITY AVENUE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13444 CEDAR CITY AVENUE?+
The most recent tax bill on record (2025) was $860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13444 CEDAR CITY AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $20,000, this home is listed about 94% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13444 CEDAR CITY AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Janet Shawen, PA. MLS #D6146097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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