
9300 MIAMI CIRCLE, PORT CHARLOTTE, FL, 33981
Active164 days on marketListed Feb 25, 2026MLS #D6146255
About this home
9300 MIAMI CIRCLE
Live the Ultimate Southwest Florida Waterfront Lifestyle with Gulf Access, Sunset Views, a Heated Saltwater Pool, Tiki Bar and 10,000 lb Boat Lift in South Gulf Cove! This three bedroom, two bathroom home was designed for everyday living, entertaining, and all the toys that come with a Florida waterfront lifestyle. In addition to the two car attached garage, you have a detached 12x20 garage with doors on both ends for easy pull through access that connects to a 12x30 carport. Bring the boat gear, kayaks, golf cart, or even an RV with the 30 amp hookup already in place. The tropical pink front door sets the mood before you even step inside. The open floor plan feels welcoming and comfortable, with cohesive wood look LVP flooring throughout the main living areas and tile in the bathrooms for easy care. Formal living and dining rooms with vaulted ceilings greet you at the entry and offer great space for hosting holidays or relaxed dinners with friends. The kitchen sits right in the center of the home with access on both ends, making it easy to move between rooms. You will find plenty of white cabinetry, a breakfast bar, reach-in pantry, and plant shelves. Just beyond, the large family room continues the vaulted ceilings and opens to the lanai through sliding glass doors. From here, you can watch boats go by on the canal or catch the sun setting over the pool while dinner is on the stove. The primary bedroom is spacious and peaceful, with a walk-in closet and a large window overlooking the pool area. The bathroom has been beautifully remodeled with a custom tiled shower in water inspired tones and a dual sink vanity. Two guest bedrooms with reach in closets share a guest bathroom with a shower and tub combo and fun flamingo inspired decor that keeps the coastal feel going. An interior laundry room with a newer stackable washer and dryer makes daily tasks simple. Out back is where this home really shines. The large paver lanai offers both covered space and clear view screening so you never lose sight of the water. There is a built-in bar for easy entertaining, a 2017 heated saltwater pool with a waterfall feature, a separate hot tub, and an open air deck overlooking the canal. The dock is spacious and equipped with a 10,000 lb boat lift. Additional updates include a 2019 HVAC system and a 2025 garage door opener. Located in the quiet waterfront neighborhood of South Gulf Cove, the HOA is optional with a low annual fee if you would like to participate in community activities, enjoy the clubhouse, or use the playground. There is also a public boat ramp nearby. You are convenient to Boca Grande, Port Charlotte, Englewood, local marinas, beaches, restaurants, major league baseball spring training centers, and golf. If your idea of a good day includes fishing in the morning, a boat ride in the afternoon, and winding down in the pool while the sky turns shades of orange and pink, 9300 Miami Circle is ready for you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,636
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,049 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,049/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs PORT CHARLOTTE SEC 071
$324 vs $304
Days on market
164 vs 60 typical
Where $324/sqft sits among the 10 homes for sale in PORT CHARLOTTE SEC 071
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 10
PORT CHARLOTTE SEC 071 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1242% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9300 MIAMI CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
9613 MIAMI CIRCLE · same community
3 bd · 2 ba · 1,665 sqft · $263/sqft · 5 DOM
Sold · Dec ’25$300,000
9333 HIALEAH TERRACE · same community
3 bd · 2 ba · 1,866 sqft · $161/sqft · 143 DOM
Sold · Feb ’26$700,000
9556 GALAXIE CIRCLE · same community
3 bd · 2 ba · 1,978 sqft · $354/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9300 MIAMI CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9300 MIAMI CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9300 MIAMI CIRCLE FAQs
What would the monthly payment be for 9300 MIAMI CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9300 MIAMI CIRCLE?+
The most recent tax bill on record (2025) was $6,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9300 MIAMI CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $530,000, this home is listed about 60% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 9300 MIAMI CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$530,000 runs 1242% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
164 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6146255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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