CENTURY 21 Edge
$699,000$725,0003 bd3 ba2,043 sqft$342 /sqft$4,581 /mo all-in ↓

13359 TOLMAN AVENUE, PORT CHARLOTTE, FL, 33953

Active171 days on marketListed Feb 25, 2026MLS #D6146256

Reduced $26KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 061

About this home

13359 TOLMAN AVENUE

A Rare Waterfront Opportunity, OVER A HALF ACRE! Home PLUS Adjacent Buildable Lot Included! This exceptional Florida waterfront property now includes the adjacent buildable waterfront lot, creating over half an acre of Gulf-access waterfront living with approximately 285 feet of shoreline along the beautiful Ingersol Waterway. Whether you envision extra privacy, a detached garage, RV storage, guest house, workshop, or simply preserving the open space, this property offers possibilities that few waterfront homes can match. Perfectly positioned with only one bridge to the Myakka River and direct boating access to Charlotte Harbor, Boca Grande, and the Gulf of Mexico, this custom three-bedroom, three-bath pool home delivers the Florida lifestyle buyers dream about. From the moment you arrive, the handcrafted custom iron front door with intricate detailing and vertical deadbolts sets the tone for the quality found throughout. Inside, soaring vaulted ceilings, custom wainscoting, designer lighting, and porcelain tile flooring create an elegant yet welcoming atmosphere, while expansive windows frame tranquil canal views and lush tropical landscaping. At the heart of the home is a truly exceptional chef's kitchen designed to impress. Premium Café appliances pair beautifully with custom cabinetry featuring thoughtful details including a built-in coffee station, soft interior cabinet lighting, and under-island accent lighting. An imported Acacia wood island serves as the stunning centerpiece, complemented by exotic Ocean Wave granite countertops and a breathtaking Mother of Pearl marble backsplash extending behind the custom range hood. Every element was carefully selected to combine beauty, function, and craftsmanship. The spacious primary suite offers a peaceful retreat with tray ceilings, dual custom walk-in closets, and a luxurious ensuite featuring dual vanities, a walk-in shower, and a relaxing garden tub. Two additional guest bedrooms provide comfort and flexibility, while the second bath conveniently serves as the pool bath. Venture outside to experience true Florida outdoor living. The screened lanai features a sparkling pool with a water view and a new electric roll-down storm shutter, creating the perfect setting for entertaining family and friends or simply enjoying peaceful waterfront evenings. Beyond the pool, your private IPE wood dock is ready for boating, kayaking, paddleboarding, fishing, or watching dolphins, manatees, stingrays, and abundant birdlife pass by. The recently dredged waterway provides excellent navigation, making every day on the water effortless. Recent improvements provide lasting value and peace of mind, including a new roof (2025), new pool pump (2024), whole-house reverse osmosis system, and generator inlet for backup power. With no deed restrictions, there's room for your boat, RV, trailers, and all the toys that come with the Florida lifestyle. What truly sets this property apart is the included adjacent waterfront lot. Very few homes offer the flexibility to own this much waterfront property while preserving privacy and creating opportunities for future expansion. Build an additional garage, workshop, guest cottage, outdoor entertaining area, or simply enjoy the extra green space that makes this property feel like your own private waterfront estate.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,043

Sqft

0.68 ac

Lot size

2

Garage

2009

Year built

One

Levels

$342

Per sqft

Private poolWaterfront

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer · Whole House R.O. System
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorHurricane Shutters · Lighting

Community & fees

Taxes (2025)$4,647/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,581 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$387
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,581/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$387
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$387KedgeAI estimate $646,896 · range $403K$761K$792K

vs edgeAI estimate

+8.1%

$/sqft vs Port Charlotte actives

$342 vs $209

Days on market

171 vs 59 typical

Where $342/sqft sits among the 400 Port Charlotte actives

114
119
63
40
25 · this home
39
$129–176$176–222$222–269$269–315$315–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 13359 TOLMAN AVENUE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

198 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3092% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $26K
Feb 25, 2026Listed at $725,000 · 171 days on market since
2009Built · PORT CHARLOTTE SEC 061

Reality check

What actually sold near 13359 TOLMAN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2355 JACOBS STREETSold · Apr ’26

$347,000

2355 JACOBS STREET · same community

4 bd · 3 ba · 2,117 sqft · $164/sqft · 415 DOM

13314 PRENTICE AVENUESold · Apr ’26

$720,000

13314 PRENTICE AVENUE · same community

3 bd · 3 ba · 2,150 sqft · $335/sqft · 15 DOM

13460 TOLMAN AVENUESold · Feb ’26

$285,000

13460 TOLMAN AVENUE · same community

3 bd · 2 ba · 1,712 sqft · $166/sqft · 525 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13359 TOLMAN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13359 TOLMAN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13359 TOLMAN AVENUE FAQs

What would the monthly payment be for 13359 TOLMAN AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13359 TOLMAN AVENUE?+

The most recent tax bill on record (2025) was $4,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $699,000, this home is listed about 112% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13359 TOLMAN AVENUE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$699,000 runs 3092% above the PORT CHARLOTTE 33953 median — but at 2,043 sqft it's also 25% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

171 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $725,000, now $699,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Lee Anna Duck. MLS #D6146256.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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13359 TOLMAN AVENUE, PORT CHARLOTTE, FL — 3 Bed, 3 Bath — $699,000 | CENTURY 21 Edge