10536 ST PAUL DRIVE, PORT CHARLOTTE, FL, 33981
Active172 days on marketListed Feb 22, 2026MLS #D6146275
About this home
10536 ST PAUL DRIVE
This over sized corner lot is on a quiet street that would be a great place to build your dream home and retire or raise your family. Less than 20 miles to I75 makes this location a easy commute to almost anywhere, and only 8 miles to Boca Grande both with amazing sunsets, 10 miles to Englewood South with lots of shopping and dining options. Watch the sailboats pass at the end of the road as this open access waterway takes you the abundant natural beauty nearby within the Charlotte Harbor Estuary. Enjoy the South Gulf Cove lifestyle with over 55 miles of scenic canals, community boat ramp access, multiple parks and play areas, and . Zoned single-family residential Public water & sewer available (Charlotte County Utilities) Growing neighborhood with new, upscale homes Deed-restricted community with architectural guidelines (POA) No rush to build—design on your timeline. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within a hour’s drive. This lot is priced to sell so please call for availability! This lot is at a great price point for the investor call today.
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10536 ST PAUL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$545,000
10782 KEARSARGE CIRCLE · same community
3 bd · 3 ba · 2,033 sqft · $268/sqft · 159 DOM
Sold · Sep ’25$520,000
9573 SHELBURNE CIRCLE · same community
3 bd · 2 ba · 2,170 sqft · $240/sqft · 398 DOM
Sold · Jan ’26$970,000
9464 ST MARYS COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $414/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10536 ST PAUL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10536 ST PAUL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10536 ST PAUL DRIVE FAQs
What would the monthly payment be for 10536 ST PAUL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $504/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10536 ST PAUL DRIVE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10536 ST PAUL DRIVE?+
The most recent tax bill on record (2025) was $942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10536 ST PAUL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $40,000, this home is listed about 88% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10536 ST PAUL DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Mechele Duhamel. MLS #D6146275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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