10726 KEARSARGE CIRCLE, PORT CHARLOTTE, FL, 33981
Pending154 days on marketListed Mar 13, 2026MLS #D6146430
About this home
10726 KEARSARGE CIRCLE
This stunning custom pool home is ideally situated on a triple lot offering a rare private oasis that backs up to a wide greenbelt. The split open floor plan maximizes the size of the house with kitchen, living room, and dining area all together. The kitchen has high end features such as solid quartz counters, backsplash, lighting, and a thoughtful layout with added drawers. The zero corner sliding glass doors open to blend the inside and outside areas. The pool is heated with a heat pump and has the upgraded salt water system for ease of maintenance and swimmer's comfort. The house features thoughtful accents that add value such as the upgraded wooden closet systems. All cabinetry is solid wood featuring maple dove tail drawer boxes. The house is turned so the pool area faces south to maximize the sun. The entry boasts an extra long paver driveway with side garage access. Outside you will see a lush green lawn and landscape that is watered with a ten zone wifi controlled irrigation system. The zones close to the house use city water and the rest of the property is fed by a well. The garage is an upgrade from the builder's plans so that it is deeper to accomodate a full size pickup truck. The garage doors and openers are upgraded with glass at the top panel to allow natural light. The floor has a nice durable epoxy coating. Though many luxury features are evident, the owners also opted for upgrades such as closed cell insulation (whole attic including garage and lanai), insulation in the interior walls, and an enhanced facade that are not readily evident. They started with a custom builder's (Anthony Fiore Construction) floorplan and improved many aspects. Compare this house to new construction in the area and you will see the significant upgrades, thoughtful design choices, and high build quality make this a true value. This house also weathered three hurricanes with no internal damage due in part to the impact windows and doors. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,951
Sqft
0.69 ac
Lot size
3
Garage
2021
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,009 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,009/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Port Charlotte actives
$358 vs $208
Days on market
154 vs 59 typical
Where $358/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
190 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1692% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10726 KEARSARGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$545,000
10782 KEARSARGE CIRCLE · same community
3 bd · 3 ba · 2,033 sqft · $268/sqft · 159 DOM
Sold · Sep ’25$520,000
9573 SHELBURNE CIRCLE · same community
3 bd · 2 ba · 2,170 sqft · $240/sqft · 398 DOM
Sold · Jan ’26$970,000
9464 ST MARYS COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $414/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10726 KEARSARGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10726 KEARSARGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10726 KEARSARGE CIRCLE FAQs
What would the monthly payment be for 10726 KEARSARGE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,009/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10726 KEARSARGE CIRCLE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10726 KEARSARGE CIRCLE?+
The most recent tax bill on record (2025) was $9,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10726 KEARSARGE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $699,000, this home is listed about 112% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10726 KEARSARGE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 1692% above the PORT CHARLOTTE 33981 median — but at 1,951 sqft it's also 19% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
154 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $710,000, now $699,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC · Steve LeVasseur. MLS #D6146430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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