
4696 CLUB DRIVE UNIT 102, PORT CHARLOTTE, FL, 33953
Active155 days on marketListed Mar 16, 2026MLS #D6146488
About this home
4696 CLUB DRIVE UNIT 102
MUST SEE! Enjoy SPECTACULAR endless, unobstructed, south-facing SPARKLING RIVER VIEWS and the ultimate in Florida care-free living with this well maintained, ground-floor, turnkey furnished condominium. Boasting an inviting, naturally bright and spacious open floor plan, this residence features three bedrooms —making it an ideal winter retreat or full-time residence. Inside, the living areas showcase tile flooring laid on the diagonal, while the bedrooms offer low-maintenance laminate flooring. The bright and open living space effortlessly flows from the living room to the dining area and into a well-equipped kitchen, complete with ample cabinetry, a decorative tile backsplash, solid surface countertops,and sliding glass door access to a tiled lanai overlooking the river. The primary suite is a peaceful haven with its own river view, private access to the lanai, and an en suite bathroom that includes a walk-in shower, separate soaking tub, and dual vanities. The guest bedroom and bath are thoughtfully positioned at opposite ends of the condo to ensure privacy for all. Additional highlights include plantation shutters, a spacious two-car garage and upgraded motorized and accordion storm shutters for added peace of mind. Don't miss your opportunity—schedule a showing today and start enjoying everything Riverwood and this exceptional condo have to offer.Riverwood community offers world-class amenities, including a par-72 championship golf course, a state-of-the-art fitness center, a resort-style pool, pickleball and Har-Tru tennis courts. Private Beach Club on Manasota Key (Memberships based on availability) - Located minutes from fine dining, shopping, boating, and the pristine Gulf of Mexico beaches, this is your opportunity to embrace the ultimate Florida lifestyle. Don’t let this magnificent condo slip away. Experience a level of luxury, comfort, and serenity that is simply unmatched.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,626
Sqft
0.06 ac
Lot size
2
Garage
2006
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.3%
$/sqft vs RIVERWOOD
$202 vs $254
Days on market
155 vs 59 typical
Where $202/sqft sits among the 31 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 31
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1402% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4696 CLUB DRIVE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$275,000
4620 CLUB DRIVE UNIT 102 · same community
2 bd · 2 ba · 1,626 sqft · $169/sqft · 139 DOM
Sold · Oct ’25$363,000
3300 PENNYROYAL ROAD · same community
2 bd · 2 ba · 1,631 sqft · $223/sqft · 239 DOM
Sold · Jun ’26$362,000
3179 OSPREY LANE · same community
3 bd · 2 ba · 1,617 sqft · $224/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4696 CLUB DRIVE UNIT 102 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4696 CLUB DRIVE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4696 CLUB DRIVE UNIT 102 FAQs
What would the monthly payment be for 4696 CLUB DRIVE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,441/mo — principal and interest, the actual property-tax bill, the $808/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4696 CLUB DRIVE UNIT 102?+
The association fee works out to $808 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4696 CLUB DRIVE UNIT 102?+
The most recent tax bill on record (2025) was $4,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4696 CLUB DRIVE UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $329,000, this home is priced right at the Port Charlotte median.
Which schools are assigned to 4696 CLUB DRIVE UNIT 102?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$329,000 runs 1402% above the PORT CHARLOTTE 33953 median.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $808/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
155 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $349,000, now $329,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6146488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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