3423 KNOX TERRACE, PORT CHARLOTTE, FL, 33948
Active134 days on marketListed Apr 2, 2026MLS #D6146856
About this home
3423 KNOX TERRACE
Virtually Staged. Stunning new construction with builder warranty on a sailboat access canal! This thoughtfully designed home offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, blending modern style with everyday functionality. The open-concept floor plan is filled with natural light and provides seamless flow between the living, dining, and kitchen areas—ideal for both relaxing and entertaining. The kitchen features contemporary finishes and ample space for gathering. Step outside to your private waterfront retreat, complete with a pool and spa, along with a fully equipped outdoor kitchen—perfect for enjoying Florida living year-round. Situated on a sailboat access canal with no fixed bridges to open water (buyer to verify), this property offers exceptional boating access and the opportunity to enjoy life on the water. Conveniently located near shopping, dining, and everyday amenities, this home presents an outstanding opportunity to enjoy new construction in a desirable waterfront setting.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,230
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,800 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,800/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.9%
$/sqft vs Port Charlotte actives
$350 vs $209
Days on market
134 vs 59 typical
Where $350/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
199 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2500% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3423 KNOX TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$75,000
17555 LAKE WORTH BOULEVARD
4 bd · 3 ba · 2,204 sqft · $34/sqft · 24 DOM
Sold · Mar ’26$475,000
17032 OHARA DRIVE
4 bd · 2 ba · 2,256 sqft · $211/sqft · 89 DOM
Sold · May ’26$879,500
4180 SURFSIDE COURT
3 bd · 2 ba · 2,171 sqft · $405/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3423 KNOX TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3423 KNOX TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3423 KNOX TERRACE FAQs
What would the monthly payment be for 3423 KNOX TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,800/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3423 KNOX TERRACE?+
The most recent tax bill on record (2025) was $1,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $779,900, this home is listed about 136% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3423 KNOX TERRACE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$779,900 runs 2500% above the PORT CHARLOTTE 33948 median — but at 2,230 sqft it's also 36% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
134 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,000, now $779,900 — a $119K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CW PORTFOLIOS, LLC · Cynthia Wickson. MLS #D6146856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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