2555 DIXON TERRACE, PORT CHARLOTTE, FL, 33981
Active133 days on marketListed Apr 2, 2026MLS #D6146868
About this home
2555 DIXON TERRACE
It’s time to embrace the true Southwest Florida waterfront lifestyle. This high and dry 3 bedroom, 2 bathroom pool home delivers quick, direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—no long idle zones, no wasted time, just effortless boating days whenever the mood strikes. Inside, nearly 1,700 square feet of comfortable living space features high ceilings, tile throughout, and the always popular split floor plan for privacy and easy flow. The kitchen sits at the heart of the home with stone countertops, a breakfast bar, and a convenient pantry, while the interior laundry room (with washer, dryer, and utility sink) keeps daily living simple. But the real magic happens outdoors. Step through the sliders to your expansive screened pool area, complete with a large covered patio—the perfect all weather space for lounging, dining, and entertaining. The solar heated pool overlooks your private waterfront, where a dock, 6,000 lb boat lift, and 80 feet of concrete seawall set the stage for endless days on the water. Cast a line for snook, redfish, or snapper, or watch for dolphin and manatee gliding by. This home is storm ready and energy smart, offering impact windows and doors, hurricane shutters for the few windows that are not impact resistant, a newer roof, heat pump AC and water heater, solar heated pool with temperature control, and a high efficiency variable speed pool pump. Gulf Cove is a beloved community of boaters, walkers, bikers, and friendly neighbors. With no deed restrictions and an optional low cost property owners association (including access to the private boat ramp), you can tailor your lifestyle exactly as you wish. Come see why life feels lighter, brighter, and happier in Gulf Cove. Schedule your private tour today and start living the waterfront dream.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,650
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs PORT CHARLOTTE SEC 060
$327 vs $298
Days on market
133 vs 60 typical
Where $327/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1284% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2555 DIXON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$304,500
12320 EVELYN AVENUE · same community
3 bd · 2 ba · 1,640 sqft · $186/sqft · 28 DOM
Sold · Oct ’25$242,500
12197 COCHRAN AVENUE · same community
3 bd · 2 ba · 1,626 sqft · $149/sqft · 42 DOM
Sold · Jan ’26$309,000
3182 SORREL STREET · same community
3 bd · 2 ba · 1,700 sqft · $182/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2555 DIXON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2555 DIXON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2555 DIXON TERRACE FAQs
What would the monthly payment be for 2555 DIXON TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2555 DIXON TERRACE?+
The most recent tax bill on record (2025) was $4,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2555 DIXON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $539,900, this home is listed about 64% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2555 DIXON TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$539,900 runs 1284% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
133 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $539,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Marcia Cullinan. MLS #D6146868.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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