9305 SPRING CIRCLE, PORT CHARLOTTE, FL, 33981
Active98 days on marketListed May 1, 2026MLS #D6147210
About this home
9305 SPRING CIRCLE
Built to withstand Florida’s toughest conditions, this exceptionally well-constructed home offers unmatched durability, efficiency, and peace of mind. Featuring a long-lasting metal roof and impact-rated windows and doors, this property is designed for superior storm protection, energy efficiency, and potential insurance savings. Power outages are no concern with the whole-home Generac standby generator, automatically keeping essential systems running when it matters most. Constructed with a stem wall foundation and enhanced with spray foam insulation, this home provides added structural integrity, improved energy performance, and increased comfort year-round—setting it apart from typical construction. Situated on a desirable corner lot, the property offers a fully fenced yard with durable metal fencing, perfect for privacy, pets, and security. Enjoy peaceful views of the South Gulf Cove canal system, delivering a coastal feel without the added expense and maintenance of direct waterfront ownership. With major high-ticket upgrades already completed, this move-in-ready home eliminates costly future expenses and is ideal for full-time living, a seasonal retreat, or an investment opportunity. This is the kind of property today’s buyers are searching for—solid, secure, efficient, and ready to go.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,165
Sqft
0.25 ac
Lot size
3
Garage
2020
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,557 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,557/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs PORT CHARLOTTE SEC 081
$300 vs $294
Days on market
98 vs 59 typical
Where $300/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 081
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
20 of 34
PORT CHARLOTTE SEC 081 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1543% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9305 SPRING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$575,000
9533 ARNAZ CIRCLE · same community
3 bd · 2 ba · 2,167 sqft · $265/sqft · 156 DOM
Sold · Jan ’26$520,000
9349 ST PAUL DRIVE · same community
3 bd · 2 ba · 2,141 sqft · $243/sqft · 123 DOM
Sold · May ’26$520,000
9572 APPLIN CIRCLE · same community
4 bd · 3 ba · 2,234 sqft · $233/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9305 SPRING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9305 SPRING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9305 SPRING CIRCLE FAQs
What would the monthly payment be for 9305 SPRING CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,557/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9305 SPRING CIRCLE?+
The most recent tax bill on record (2025) was $7,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9305 SPRING CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $649,000, this home is listed about 96% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9305 SPRING CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Chad Goodwin. MLS #D6147210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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