408 MCDILL DRIVE, PORT CHARLOTTE, FL, 33953
Active102 days on marketListed Apr 28, 2026MLS #D6147235
About this home
408 MCDILL DRIVE
Build your dream home on this exceptional waterfront lot, nestled among beautiful, well-maintained homes in a highly desirable area. Enjoy direct boating access to the Myakka River, leading out to Charlotte Harbor and the Gulf of Mexico—perfect for those who love life on the water. This prime homesite offers the ideal blend of tranquility and convenience, with shopping, dining, and everyday essentials just minutes away. Spend your days exploring the stunning beaches of Southwest Florida or teeing off at one of the many nearby golf courses. Whether you're ready to build now or looking for a smart investment opportunity, this property checks all the boxes. Conveniently located within easy driving distance to Punta Gorda Airport, Southwest Florida International Airport, and Sarasota-Bradenton International Airport, making travel effortless. Don’t miss your chance to own a piece of paradise and start planning your future in sunny Southwest Florida.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 241% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 MCDILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$189,900
12395 CHANCELLOR BOULEVARD · same community
2 bd · 1 ba · 1,004 sqft · $189/sqft · 2 DOM
Sold · Jul ’26$352,790
65 ALBRITTON STREET · same community
3 bd · 2 ba · 1,522 sqft · $232/sqft · 10 DOM
Sold · May ’26$597,500
31 RAMBLEWOOD STREET · same community
3 bd · 2.5 ba · 1,536 sqft · $389/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 408 MCDILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 MCDILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 MCDILL DRIVE FAQs
What would the monthly payment be for 408 MCDILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 MCDILL DRIVE?+
The most recent tax bill on record (2025) was $1,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 408 MCDILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $75,000, this home is listed about 77% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 408 MCDILL DRIVE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$75,000 runs 241% above the PORT CHARLOTTE 33953 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $85,000, now $75,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 TROPICAL BREEZE · Jan Fanstill. MLS #D6147235.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 408 MCDILL DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lacie to ping you on any price or status change →