14191 ONSLOW LANE, PORT CHARLOTTE, FL, 33981
Active87 days on marketListed May 15, 2026MLS #D6147251
About this home
14191 ONSLOW LANE
Welcome to this beautifully built 3-bedroom, 2-bath custom home located in the desirable South Gulf Cove community of Port Charlotte. Built in 2025, this modern residence offers approximately 1,750 square feet of thoughtfully designed living space, perfectly blending comfort, style, and functionality. Step inside to discover a bright and open layout featuring tile flooring throughout, a spacious living area, and a well-appointed kitchen ideal for both everyday living and entertaining. The home also includes a 2-car garage and sits on a generous 0.23-acre lot, providing ample outdoor space for relaxation or future enhancements. Situated on a quiet street, this property offers the best of Florida living with nearby access to beautiful Gulf beaches, golf courses, shopping, dining, and outdoor recreation including biking and walking trails. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this move-in-ready home is a fantastic choice in a growing and sought-after community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,890 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,890/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs PORT CHARLOTTE SEC 058
$239 vs $214
Days on market
87 vs 60 typical
Where $239/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 058
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
12 of 27
PORT CHARLOTTE SEC 058 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 953% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14191 ONSLOW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$522,000
13379 JOURNAL LANE · same community
3 bd · 2 ba · 1,796 sqft · $291/sqft · 156 DOM
Sold · Feb ’26$320,000
14149 WHITTIER LANE · same community
4 bd · 2 ba · 1,800 sqft · $178/sqft · 195 DOM
Sold · Aug ’26$545,000
14226 EDSEL DRIVE · same community
3 bd · 2 ba · 1,685 sqft · $323/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14191 ONSLOW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14191 ONSLOW LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14191 ONSLOW LANE FAQs
What would the monthly payment be for 14191 ONSLOW LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,890/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14191 ONSLOW LANE?+
The most recent tax bill on record (2025) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $419,000, this home is listed about 27% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 14191 ONSLOW LANE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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