5104 MUNHALL STREET, PORT CHARLOTTE, FL, 33981
Active91 days on marketListed May 15, 2026MLS #D6147347
About this home
5104 MUNHALL STREET
Virtually Staged. Located in the waterfront community of Gulf Cove, this new construction home combines modern design, quality finishes, and the Florida lifestyle buyers are searching for in Port Charlotte real estate. Offering 4 bedrooms, 2 bathrooms, and a 2-car garage, the home welcomes you with a foyer entry that opens into a spacious and functional layout designed for everyday living and entertaining. The kitchen features quartz Calcutta countertops, a tile backsplash, crown molding on the upper cabinets, stainless steel appliances, and an open flow to the main living areas. Vinyl wood plank flooring runs throughout the home, with carpet in the guest bedrooms for added comfort. Hurricane impact windows provide peace of mind and energy efficiency. The spacious primary suite includes a walk-in closet and a large en-suite bathroom with a dual sink vanity, soaking tub, and walk-in shower. Outdoor living is enhanced by the covered roofed-over lanai with paver flooring, creating a comfortable space to relax year-round, while the paver driveway adds to the curb appeal. Located in Gulf Cove, residents enjoy optional access to the community boat ramp and waterfront park with access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico, making this an ideal location for boating and fishing enthusiasts. Conveniently located near Gulf beaches, golf courses, parks, dining, shopping, and entertainment, this property is a great option for buyers searching for homes for sale in Gulf Cove, new construction homes in Port Charlotte, or modern Florida homes with upgraded finishes and access to the Southwest Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,980
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,547 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,547/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs Port Charlotte actives
$187 vs $208
Days on market
91 vs 59 typical
Where $187/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
197 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 848% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5104 MUNHALL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$255,000
6507 THORMAN ROAD
3 bd · 2 ba · 2,000 sqft · $128/sqft · 60 DOM
Sold · Jun ’26$329,500
12359 DEEPWOODS AVENUE
4 bd · 2 ba · 1,930 sqft · $171/sqft · 22 DOM
Sold · Oct ’25$470,000
6964 DAVID BOULEVARD
3 bd · 2 ba · 2,031 sqft · $231/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5104 MUNHALL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5104 MUNHALL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5104 MUNHALL STREET FAQs
What would the monthly payment be for 5104 MUNHALL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,547/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5104 MUNHALL STREET?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5104 MUNHALL STREET?+
The most recent tax bill on record (2025) was $476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5104 MUNHALL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $369,900, this home is listed about 12% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5104 MUNHALL STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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