10431 VAN WYCK TERRACE, PORT CHARLOTTE, FL, 33981
Active102 days on marketListed May 5, 2026MLS #D6147351
About this home
10431 VAN WYCK TERRACE
Rare opportunity in South Gulf Cove to own a true triple lot package at 10431 Van Wyck Ter. This setup gives you options that are getting harder to find. Two oversized corner lots at 85 x 125 plus an additional 80 x 125 interior lot. Build up to three homes, create a large estate footprint, or build on one and hold the others as investment pieces. Electric, public water, and public sewer are available, along with Blue Stream fiber internet. South Gulf Cove is a well-known waterfront community with optional HOA, not mandatory, and easy access to the surrounding waterways, fishing, and boating. You are minutes to the beaches of Boca Grande, Englewood, and Manasota Key, along with a wide range of local restaurants, marinas, and golf. Whether you are a builder looking for multiple specs, an investor wanting flexibility, or someone looking to create a larger homesite with room to spread out, this is a clean, straightforward opportunity in a location that continues to see strong demand.
Facts & features
The home at a glance
0.71 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10431 VAN WYCK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
13404 CEDAR CITY AVENUE · same community
4 bd · 2 ba · 1,663 sqft · $186/sqft · 10 DOM
Sold · Sep ’25$265,767
13164 FORT BRAGGS AVENUE · same community
3 bd · 2 ba · 1,668 sqft · $159/sqft · 371 DOM
Sold · Feb ’26$299,000
13306 ALLENTOWN AVENUE · same community
4 bd · 2 ba · 1,674 sqft · $179/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10431 VAN WYCK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10431 VAN WYCK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10431 VAN WYCK TERRACE FAQs
What would the monthly payment be for 10431 VAN WYCK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10431 VAN WYCK TERRACE?+
The most recent tax bill on record (2025) was $2,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10431 VAN WYCK TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $75,000, this home is listed about 77% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10431 VAN WYCK TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROGRAM REALTY, LLC · Jason Painter. MLS #D6147351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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