CENTURY 21 Edge

1144 S MCCALL ROAD, ENGLEWOOD, FL, 34223

Active162 days on marketListed May 29, 2026MLS #D6147549

WaterfrontSUNSET BAY

About this home

1144 S MCCALL ROAD

UNRIVALED WATERFRONT OPPORTUNITY ON LEMON BAY! HIGH TRAFFIC, HIGH VISIBILITY! Rarely does a canvas of this magnitude and potential become available in the heart of Englewood. Situated directly on the sparkling waters of Lemon Bay, this expansive vacant land parcel offers a premier location with high visibility and INCREDIBLE VERSATILITY. While zoned OMI (Office, Medical, and Institutional) for professional, medical, or institutional use, this property is a strategic powerhouse exceptionally well-suited for MULTI-FAMILY Residential development. The ultimate value of this site lies in its ZONING FLEXIBILITY, which allows a visionary developer to transform this waterfront parcel into a LUXURY CONDO development, duplexes, triplexes, or a RESORT-STYLE VACATION COMPLEX. For buyers with a personal legacy in mind, this massive parcel also offers the rare and magnificent opportunity to build an expansive, generational family compound. Imagine creating a private, multi-home estate where multiple generations can live side-by-side, sharing a sprawling waterfront sanctuary while maintaining individual privacy. With DIRECT BAY FRONTAGE and the capability to install PRIVATE DOCKS and BOAT SLIPS, this property offers an unmatched foundation for a lucrative waterfront community! This isn't just a piece of land; it is a gateway to the absolute highest-demand destinations on the Gulf Coast. Location is everything, and this parcel puts the best of the area right at your fingertips. You are located just 1 mile from the pristine sands of Englewood Beach and Manasota Key, allowing residents, family, or vacation guests to quickly immerse themselves in the island's vibrant social scene, complete with sunset views and popular local restaurants featuring live music. Additionally, you are only 1.5 miles away from historic Dearborn Street and Pioneer Plaza, the cultural heart of Englewood known for its boutique shops, local dining spots, weekly farmers markets, car shows, and lively community festivals. Englewood is experiencing an incredible wave of growth, and premium waterfront land with this level of versatility is rapidly disappearing. Whether you choose to leverage the OMI zoning for a landmark commercial development, seize the massive income potential of a high-yield residential or vacation resort complex with boating amenities, or build a one-of-a-kind generational family compound to pass down for decades to come, 1144 S. McCall Rd is ready to become a cornerstone of the community. Don't miss your chance to secure one of the most prominent waterfront parcels in the region and capitalize on a high-return investment where the bay meets endless potential. (Adjacent property next door is also for sale to potentially maximize your investment) Schedule your private viewing today and start building your coastal vision!

Facts & features

The home at a glance

0.55 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$4,265/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,850 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$355
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate7.50%
Loan term

Estimated payment

$7,850/mo

Principal & interest$6,922
PMI (est., until 20% equity)$413
Property taxes (actual bill)$355
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,884

Median age

67.8

Median income

$76,016

Median home value

$408,000

Avg household

1.89

Households w/ children

689

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 180% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

May 29, 2026Listed at $1,100,000 · 162 days on market since

Reality check

What actually sold near 1144 S MCCALL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

40 SUNSET BAY DRIVESold · Jul ’26

$1,050,000

40 SUNSET BAY DRIVE · same community

3 bd · 2.5 ba · 2,208 sqft · $476/sqft · 27 DOM

8 SUNSET BAY DRIVESold · Apr ’26

$1,825,000

8 SUNSET BAY DRIVE · same community

3 bd · 2 ba · 2,462 sqft · $741/sqft · 239 DOM

2295 N BEACH ROAD UNIT 6Sold · Sep ’26

$150,000

2295 N BEACH ROAD UNIT 6

1 bd · 1 ba · 350 sqft · $429/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1144 S MCCALL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1144 S MCCALL ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1144 S MCCALL ROAD FAQs

What would the monthly payment be for 1144 S MCCALL ROAD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1144 S MCCALL ROAD?+

The most recent tax bill on record (2025) was $4,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $1,100,000, this home is listed about 214% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1144 S MCCALL ROAD?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,100,000 runs 180% above the ENGLEWOOD 34223 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

162 days on market against a Englewood median of 67 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Nicole Mantha. MLS #D6147549.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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