CENTURY 21 Edge
$3,990$4,5004 bd4 ba2,436 sqft$2 /sqft$189 /mo all-in ↓

14687 LILLIAN CIRCLE, PORT CHARLOTTE, FL, 33981

Active59 days on marketListed Jun 13, 2026MLS #D6147799

Priced 90% below the PORT CHARLOTTE 33981 medianReduced $510New constructionPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 87

About this home

14687 LILLIAN CIRCLE

For Rent This New Construction Home is in the Great Community of South Gulf Cove, a Waterfront Community. This home offers 4 bedrooms and 4 full bathrooms. This home features Solid Wood Kitchen Cabinets, Stainless Steel appliances, 10 ft long Kitchen Island with Waterfall Quartz Countertops. The Great Room has plenty of space for a Formal Dining Table, Living Room and Breakfast Area. The Master Bedroom is Private and has plenty of Closet Space. Its Master Bathroom is spectacular, The Shower is extremely spacious and easily accessible, the shower comes with his and hers Shower. Private Toilet Room with Bidet. Enjoy the Bathtub for a relaxing day and connect to the Bluetooth to enjoy your favorite Music. The Outside Area features Covered Lanai, Exterior Full Bathroom, Panoramic Cage, Pool Deck, Private Pool 12x32 with Beach Entry with umbrella Holder and 12ft long Bench swim out on the deeper side. Outside Area Fully Tiled with anti-slippery Porcelain Tile, come enjoy 1660 sq ft of exterior built finished area great for any family or event. Irrigation system installed all around the home to take of of the landscape. The Home was built on Stem Wall Foundation and CBS Construction. The home and its 2-Car Garage have been elevated above Flood Elevation. Also, the home's Metal Roof, Hurricane Windows and Doors and security system will give you plenty of saving on your home insurance. The Community HOA is voluntary and the Community offers community docks and parks. This home is ready to move in it is and easy to show.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,436

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$2

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Trash Compactor · Washer
InteriorCathedral Ceiling(s) · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorGarden · Irrigation System · Lighting · Outdoor Shower · Private Entrance · Private Mailbox · Private Yard · Sliding Doors · Sprinkler Metered

Community & fees

PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Gulf/Ocean Front · Marina · Private Boat Ramp · River · Water Access · Clubhouse · Golf Carts OK · Playground · Sidewalks

Utilities & systems

UtilitiesMini Sewer
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$189 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $140Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $140
Interest rate6.00%
Loan term

Estimated payment

$189/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 87

$2 vs $330

Days on market

59 vs 60 typical

Where $2/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 87

0 · this home
1
2
3
2
15
$2–65$65–128$128–190$190–253$253–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 14687 LILLIAN CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

20 of 23

PORT CHARLOTTE SEC 87 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,990 $510
Jun 13, 2026Listed at $4,500 · 59 days on market since
2026Built · PORT CHARLOTTE SEC 87

Reality check

What actually sold near 14687 LILLIAN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14207 UNION HALL AVENUESold · Sep ’25

$675,000

14207 UNION HALL AVENUE · same community

3 bd · 2.5 ba · 2,445 sqft · $276/sqft · 501 DOM

14726 LILLIAN CIRCLESold · Oct ’25

$995,736

14726 LILLIAN CIRCLE · same community

3 bd · 3 ba · 2,423 sqft · $411/sqft · 0 DOM

14267 ARTESIA AVENUESold · Jun ’26

$1,640,000

14267 ARTESIA AVENUE · same community

3 bd · 3 ba · 2,457 sqft · $667/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14687 LILLIAN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14687 LILLIAN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14687 LILLIAN CIRCLE FAQs

What would the monthly payment be for 14687 LILLIAN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 14687 LILLIAN CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $3,990, this home is listed about 99% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 14687 LILLIAN CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$3,990 is 90% below the PORT CHARLOTTE 33981 median of $39,500, and at $2/sqft it sits under the Port Charlotte average of $227.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $4,500, now $3,990 — a $510 cut. The full history is in the market section below.

Listing courtesy of CAPITAL REALTY · Nitty Diaz. MLS #D6147799.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14687 LILLIAN CIRCLE, PORT CHARLOTTE, FL — 4 Bed, 4 Bath — $3,990 | CENTURY 21 Edge