CENTURY 21 Edge
$325,000$369,5003 bd2 ba1,548 sqft$210 /sqft≈$2,480 /mo all-in ↓

11587 SE FOSTER AVENUE, ARCADIA, FL, 34266

Active88 days on marketListed Jul 17, 2026MLS #D6148085

✦ Reduced $45KWaterfrontManufactured HomeN/A

About this home

11587 SE FOSTER AVENUE

Sellers are motivated and open to all reasonable offers! Tucked away at the end of a quiet dead-end road, where the only traffic is the occasional breeze rustling through the trees, you'll find your slice of peace, privacy, and possibility. Welcome to lakefront living at its finest: a 2024-built home where everything is brand new and the lifestyle is straight out of a dream. Picture sipping your morning coffee on the back porch while watching the sunset dance across the water. Or casting a line off your own private dock while others paddle around in a canoe. This isn't just a home! It's a slower pace, a fresh start, and a space where you can finally breathe. Step inside and you're greeted with a thoughtful, open floor plan, beautiful natural light, and the kind of finishes that make you say "wow" without even trying. The kitchen is a showstopper and not just because of the modern touches and crisp design, but because of the picture-perfect view of the lake from the kitchen sink. (Yes, you'll actually want to do the dishes.) Three spacious bedrooms, two gorgeous bathrooms, a soaking tub that practically begs you to unwind, walk-in closets, and an indoor laundry room complete the practical side of things, but this property is all about lifestyle. With zoning that allows animals, gardening, and homesteading, your chickens, raised beds, or mini-farm dreams are totally welcome here. Road frontage on two sides, total privacy at the end of the street, and no renovations to stress over because everything is already done for you. Come live the lake life, plant your roots, and write your next chapter somewhere truly special. This one is calling your name. Entrance for this property is at the end of SE Foster Avenue.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,548

Sqft

5 ac

Lot size

2024

Year built

One

Levels

$210

Per sqft

WaterfrontWater view

Inside

FlooringVinyl
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewWater
FacesNortheast
ExteriorLighting · Storage

Community & fees

Taxes (2025)$3,155/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$263
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,480/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$263
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$312KedgeAI estimate $610,270 · range $549K–$671K$698K

vs edgeAI estimate

−46.7%

$/sqft vs N/A

$210 vs $271

Days on market

88 vs 87 typical

Where $210/sqft sits among the 245 homes for sale in N/A

119 · this home
73
17
10
8
18
$131–265$265–400$400–534$534–668$668–803$803+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryMemorial Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$260K → $260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

135 of 245

N/A have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 ▼ $45K
Jul 17, 2026Listed at $369,500 · 88 days on market since
2024Built · N/A

Reality check

What actually sold near 11587 SE FOSTER AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

146 BARRINGTON AVENUESold · Dec ’25

$270,000

146 BARRINGTON AVENUE · same community

4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM

5011 SE 193RD PLACESold · May ’26

$649,000

5011 SE 193RD PLACE · same community

4 bd · 3 ba · 1,560 sqft · $416/sqft · 47 DOM

3060 NE TOP TERRACESold · Jun ’26

$387,000

3060 NE TOP TERRACE · same community

4 bd · 2 ba · 1,601 sqft · $242/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11587 SE FOSTER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11587 SE FOSTER AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11587 SE FOSTER AVENUE FAQs

What would the monthly payment be for 11587 SE FOSTER AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11587 SE FOSTER AVENUE?+

The most recent tax bill on record (2025) was $3,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $325,000, this home is priced right at the Arcadia median.

Which schools are assigned to 11587 SE FOSTER AVENUE?+

Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$325,000 runs 30% above the ARCADIA 34266 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $369,500, now $325,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148085.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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