10540 AMBERJACK WAY UNIT 102, ENGLEWOOD, FL, 34224
Active4 days on marketListed Aug 5, 2026MLS #D6148182
About this home
10540 AMBERJACK WAY UNIT 102
Welcome to maintenance-free Florida living in the highly sought-after gated community of The Hammocks at Cape Haze! This beautifully maintained first-floor condominium offers the perfect blend of comfort, convenience, and resort-style living. Filled with natural light, the spacious open floor plan creates an inviting atmosphere, while the well-appointed kitchen provides ample cabinetry, generous counter space, and a seamless flow into the living and dining areas—ideal for both everyday living and entertaining. Step outside to your private screened lanai, where you can enjoy peaceful mornings with coffee or unwind in the evening while taking in the tranquil surroundings. The thoughtfully designed layout offers comfortable living spaces, making this home ideal as a full-time residence, seasonal retreat, or investment opportunity. Residents of The Hammocks enjoy an exceptional lifestyle with resort-style amenities, including a beautifully appointed clubhouse, heated community pool and spa, fitness center, tennis courts, and beautifully landscaped grounds. The monthly association fee provides outstanding value by covering cable, water, sewer, trash, exterior maintenance, grounds maintenance, pest control, building insurance, and access to the community amenities for truly carefree living. Ideally located just minutes from Boca Grande, Englewood Beach, Don Pedro Island State Park, Cape Haze Marina, championship golf courses, shopping, dining, and some of Southwest Florida's finest fishing and boating, this home places everything you love within easy reach. Experience the perfect combination of coastal charm, convenience, and maintenance-free living—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,758
Sqft
2007
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs Englewood actives
$179 vs $240
Days on market
4 vs 68 typical
Where $179/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
177 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 252% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 10540 AMBERJACK WAY UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
14 WINDWARD TERRACE
3 bd · 2 ba · 1,736 sqft · $173/sqft · 391 DOM
Sold · Jun ’26$380,000
105 WESTWIND DRIVE
3 bd · 2 ba · 1,794 sqft · $212/sqft · 402 DOM
Sold · Mar ’26$460,000
4636 ARLINGTON DRIVE
3 bd · 2 ba · 1,706 sqft · $270/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10540 AMBERJACK WAY UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10540 AMBERJACK WAY UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10540 AMBERJACK WAY UNIT 102 FAQs
What would the monthly payment be for 10540 AMBERJACK WAY UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,735/mo — principal and interest, the actual property-tax bill, the $1,262/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10540 AMBERJACK WAY UNIT 102?+
The association fee works out to $1,262 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10540 AMBERJACK WAY UNIT 102?+
The most recent tax bill on record (2025) was $3,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10540 AMBERJACK WAY UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $315,000, this home is listed about 12% below the Englewood median of $359,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10540 AMBERJACK WAY UNIT 102?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$315,000 runs 252% above the ENGLEWOOD 34224 median — but at 1,758 sqft it's also 20% larger than the typical Englewood listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,262/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a Englewood market that averages 68 — if it fits, move quickly.
05Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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