CENTURY 21 Edge
$789,0004 bd3 ba2,466 sqft$320 /sqft$5,276 /mo all-in ↓

9348 HIALEAH TERRACE, PORT CHARLOTTE, FL, 33981

Active1 days on marketListed Aug 16, 2026MLS #D6148422

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 071

About this home

9348 HIALEAH TERRACE

CANAL-FRONT | GULF ACCESS | POOL HOME | COVERED BOAT DOCK & 10,000-LB LIFT Welcome to this exceptionally spacious 4-bedroom, 3-bath waterfront pool home, where Florida living meets comfort, style, and functionality. Situated on a Gulf-access canal with a private covered boat dock and 10,000-lb boat lift, this home offers the ultimate waterfront lifestyle with direct access to the canals, Interceptor Lagoon, Charlotte Harbor, and the Gulf of America. Inside, the thoughtfully designed floor plan offers four bedrooms split into three separate areas, providing exceptional privacy for family and guests. Multiple living spaces include a formal living room, formal dining room, and an expansive family room, making this home ideal for both everyday living and entertaining. The layout also offers excellent potential for a vacation or seasonal rental. The chef's kitchen is designed for both function and entertaining, featuring extensive cabinetry, a separate closet pantry, stone countertops, and upgraded stainless-steel appliances, including a built-in double wall oven and drop-in cooktop. A breakfast bar, adjacent breakfast nook, and built-in desk area provide plenty of space for casual dining, organization, and everyday convenience. Step outside and discover your own private Florida oasis. The spectacular outdoor living area features a fully equipped outdoor kitchen with built-in grill and hood, sink, bar seating, and a dramatic stone accent wall with integrated lighting. Enjoy the covered lanai, take a dip in the heated saltwater pool, or unwind in the hot tub after a day on the water. The oversized primary suite is a true retreat, offering an extended sitting area, tray ceiling, and his-and-hers walk-in closets. The luxurious primary bath features a separate soaking tub, walk-in shower, dual vanities with stone countertops, and a dedicated makeup area. Three additional guest bedrooms are located on the opposite side of the home along with two full guest bathrooms, including one that conveniently serves as a pool bath. The generously sized laundry room adds even more functionality with abundant cabinetry and storage. A large three-car garage with a finished painted floor provides plenty of room for vehicles, water toys, and storage, while the oversized paver driveway offers abundant additional parking. And then there's the location—just 15 minutes from beautiful Boca Grande and the beaches of Englewood, with multiple golf courses nearby and convenient access to Port Charlotte, Wellen Park, and North Port. Bring your boat, bring your guests, and embrace the Florida waterfront lifestyle. This is the one you've been waiting for!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,466

Sqft

0.23 ac

Lot size

3

Garage

2006

Year built

One

Levels

$320

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab · Stem Wall
ViewWater
FacesNorth
ExteriorCourtyard · Hurricane Shutters · Outdoor Grill · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$6,628/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,276 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$552
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,900
Interest rate6.00%
Loan term

Estimated payment

$5,276/mo

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property taxes (actual bill)$552
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $789K
$589KedgeAI estimate $636,644 · range $613K$695K$821K

vs edgeAI estimate

+23.9%

Days on market

1 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 9348 HIALEAH TERRACE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1923% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $789,000 · 1 days on market since
2006Built · PORT CHARLOTTE SEC 071

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9348 HIALEAH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9348 HIALEAH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9348 HIALEAH TERRACE FAQs

What would the monthly payment be for 9348 HIALEAH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,276/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9348 HIALEAH TERRACE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9348 HIALEAH TERRACE?+

The most recent tax bill on record (2025) was $6,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9348 HIALEAH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $789,000, this home is listed about 139% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9348 HIALEAH TERRACE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$789,000 runs 1923% above the PORT CHARLOTTE 33981 median — but at 2,466 sqft it's also 51% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Shawna Lowbridge. MLS #D6148422.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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