CENTURY 21 Edge
$1,300,0002 bd2 ba1,979 sqft$657 /sqft≈$9,226 /mo all-in ↓

3050 N BEACH ROAD, ENGLEWOOD, FL, 34223

Active43 days on marketListed Sep 25, 2026MLS #D6148493

Single Family ResidenceLENNEHOLME

About this home

3050 N BEACH ROAD

There are homes that are built on the coast, & then there are homes that were thoughtfully designed to belong here. Set on nearly ½ acre of coastal land, just two homes from the beach, this remarkable property is a rare opportunity to own a piece of Florida’s shoreline where the natural landscape has been carefully preserved and respected. With a private walkway providing access to both the Gulf and Bay, the location is truly exceptional. Nearly 2000 sqft (under air) of single-level living space sits elevated on a natural mound, reflecting a thoughtful approach to Florida’s terrain, climate & weather patterns. The home was carefully built with the intention of standing the test of time. During Hurricane Milton, the property did experience limited water intrusion of approximately 4–8 inches, while surrounding areas of the key experienced significantly more extensive storm impacts. Inside, the home has been thoughtfully remodeled to preserve its character while creating a welcoming, functional & remarkably versatile living environment. The design embraces the principles of universal accessibility, making the home comfortable for young families, those planning to age in place, multi-generational households, guests with mobility considerations, & anyone who simply appreciates an easy, open floor plan. The light-filled coastal great room, accented by vaulted ceilings, offers multiple gathering spaces without sacrificing openness. At the center of it all is the expansive quartz island—the true “where everything happens” heart of the kitchen. Plenty of room for two cooks to work comfortably together. The oversized dining area & inviting family room allow everyone to gather, mingle & enjoy the moment without feeling crowded. And then there is the fireplace—affectionately known as the “Memory Maker.” This is the place where family photographs are taken, stockings are hung, pumpkins appear, Valentine’s Day brings hugs and kisses, shamrocks bring smiles, greeting cards fill the mantle, and on a chilly Florida morning, a crackling fire simply reminds you that life is good. The home’s large media/flex room is another standout feature. Complete with a generous closet, separate entrance and pocket door, this space can become virtually anything you need—a home office, guest retreat, in-law sanctuary, hobby or media room. This flexibility offers considerably more functional living space than the bedroom count alone suggests. The 2 private exterior bathroom doors make coming home from the beach especially convenient. An outdoor shower provides the perfect place for family, guests and even four-legged friends to rinse away sand & salt before entering the home. The extensive updates include a new roof (1-year old), new hot water tank, 200-amp electrical panel, replacement of bottom electrical outlets throughout, new recessed lighting, dimmer switches, new appliances, remodeled kitchen & bathrooms, new flooring, fresh interior & exterior paint, 12 new Eureka trees, a new garage door & refinished epoxy garage floor. The HVAC system includes 1 newer unit & 1 older unit. Perhaps most importantly, this is an opportunity to own land— and there simply isn’t more coastal land being created. Come experience the ease, flexibility and feeling of this one-of-a-kind coastal home—where the land is special, the home was built with intention, & the spaces are ready to help you make memories for years to come. So much more to share, so please request a showing!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,979

Sqft

0.4 ac

Lot size

1

Garage

1973

Year built

One

Levels

$657

Per sqft

FireplaceWater viewNegotiablePets allowed

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorOutdoor Shower

Community & fees

Taxes (2025)$4,778/yr
PetsYes

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,226 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$8,181
PMI (est., until 20% equity)$488
Property tax — 2025 actual bill$398
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate7.50%
Loan term

Estimated payment

$9,226/mo

Principal & interest$8,181
PMI (est., until 20% equity)$488
Property taxes (actual bill)$398
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$617KedgeAI estimate $702,946 · range $643K–$769K$1.4M

vs edgeAI estimate

+84.9%

$/sqft vs Englewood actives

$657 vs $231

Days on market

43 vs 67 typical

Where $657/sqft sits among the 400 Englewood actives

178
110
53
21
10
28 · this home
$115–219$219–322$322–426$426–530$530–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,884

Median age

67.8

Median income

$76,016

Median home value

$408,000

Avg household

1.89

Households w/ children

689

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

167 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 231% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $1,300,000 · 43 days on market since
1973Built · LENNEHOLME

Reality check

What actually sold near 3050 N BEACH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2255 N BEACH ROAD UNIT 9Sold · Mar ’26

$595,000

2255 N BEACH ROAD UNIT 9

3 bd · 3 ba · 1,803 sqft · $330/sqft · 105 DOM

2225 N BEACH ROAD UNIT 202Sold · Apr ’26

$727,000

2225 N BEACH ROAD UNIT 202

2 bd · 2 ba · 1,780 sqft · $408/sqft · 0 DOM

1400 BEACH ROAD UNIT 1Sold · May ’26

$410,000

1400 BEACH ROAD UNIT 1

2 bd · 2 ba · 1,690 sqft · $243/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 3050 N BEACH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3050 N BEACH ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3050 N BEACH ROAD FAQs

What would the monthly payment be for 3050 N BEACH ROAD?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3050 N BEACH ROAD?+

The most recent tax bill on record (2025) was $4,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3050 N BEACH ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $1,300,000, this home is listed about 271% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3050 N BEACH ROAD?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Brittany Scales. MLS #D6148493.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3050 N Beach Road, Englewood, FL — 2 Bed 2 Bath for Sale, $1.3M