2361 RISKEN TERRACE, PORT CHARLOTTE, FL, 33981
Active12 days on marketListed Sep 8, 2026MLS #D6148669
About this home
2361 RISKEN TERRACE
Welcome to your tropical paradise, where immediate water access and a canal home await! Experience the allure of Gulf Access, featuring a boat lift and dock, and enjoy the freedom of living without an HOA. This turnkey property is fully furnished and ready to move in, offering a spacious 3-bedroom, 2-bathroom home with a large lanai, a heated pool, and solar panels to keep your electric bill low. Nestled on the picturesque Myakka River, this home offers breathtaking views of the river and easy access to the Charlotte Harbor and Gulf of America. As you step inside through the inviting front screen porch, you’ll be greeted by high ceilings and a spacious living area with a stunning view. Three sets of pocket sliders open up the space, allowing you to fully embrace the outdoors and soak in the natural beauty. The spacious owners’ suite boasts a private lanai and an en-suite bath with two walk-in closets, providing a serene retreat for relaxation. The living room and dining room feature sliding glass doors that seamlessly blend the indoor and outdoor spaces, creating a perfect ambiance for enjoying the Florida lifestyle. The kitchen is a culinary haven, equipped with modern stainless steel appliances, granite countertops, and a dining area for savoring your daily meals. The split floor plan offers ultimate privacy, allowing you and your guests or family members to retreat to your own quiet sanctuaries. In 2020, new granite floors were installed on the lanai, and in 2021, a charming outdoor seating area was added, perfect for enjoying the beautiful sunset views and the heated pool. This fully furnished home includes two additional Murphy beds, everything stays with you. Whether you’re fishing from your dock, embarking on a day of adventure on your boat, or simply relaxing and watching the stunning sunsets, this home offers the perfect blend of comfort and convenience. Don’t miss out on this desirable area of Gulf Cove Home! Located in a riverfront community bordered by the Myakka Forest and Myakka River, Gulf Cove offers a unique opportunity to experience the beauty of nature. Keep an eye out for manatees, dolphins, eagles, ospreys, deer, and rabbits, and enjoy the tranquility of the surrounding environment. Gulf Cove boasts a community boat ramp and park, and while there’s no mandatory HOA, there’s a voluntary one in place. For golf enthusiasts, several courses and country clubs are just a 5-6 minute drive away, while Englewood and Boca Grande Beach are within a 15-minute drive. This property is conveniently situated near local shopping, dining, hospitals, and other amenities. You’ll be just minutes away from your favorite destinations. Enjoy a short drive to I-75, where you can visit The Charlotte Sports Park, the home of the Tampa Bay Rays during their Spring Training.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,877
Sqft
0.23 ac
Lot size
2
Garage
1992
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,691 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,691/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
$/sqft vs PORT CHARLOTTE SEC 060
$362 vs $292
Days on market
12 vs 59 typical
Where $362/sqft sits among the 18 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 18
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2361 RISKEN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
3058 CURRY TERRACE · same community
3 bd · 2 ba · 1,851 sqft · $289/sqft · 254 DOM
Sold · Jul ’26$830,000
12508 BACCHUS ROAD · same community
3 bd · 3 ba · 1,707 sqft · $486/sqft · 4 DOM
Sold · Aug ’26$330,000
3188 GILLOT BOULEVARD · same community
4 bd · 2 ba · 1,646 sqft · $200/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2361 RISKEN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2361 RISKEN TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2361 RISKEN TERRACE FAQs
What would the monthly payment be for 2361 RISKEN TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2361 RISKEN TERRACE?+
The most recent tax bill on record (2025) was $7,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2361 RISKEN TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $679,000, this home is listed about 106% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PROGRAM REALTY, LLC · Tricia Lowery. MLS #D6148669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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