10402 WINNIPEG STREET, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Sep 19, 2026MLS #D6148686
About this home
10402 WINNIPEG STREET
Welcome to this beautifully updated 3-bedroom, 2-bath waterfront home in desirable South Gulf Cove, offering SAILBOAT WATER and GULF ACCESS. Situated on approximately 80 FT OF SEAWALL, this property features mature landscaping, an eastern-facing backyard, and beautiful water views, creating the perfect setting for the relaxed Southwest Florida lifestyle. The open-concept floor plan is ideal for both everyday living and entertaining, with TRAY CEILINGS and WATER VIEWS from the living room, kitchen, dining area, and primary bedroom. The split bedroom design provides privacy for the spacious primary suite while offering comfortable accommodations for family and guest. The generously sized primary suite is a true retreat, featuring two walk-in closets, a tray ceiling and sliding glass doors leading directly to the pool area. The impressive primary bathroom offers dual sinks, a FREE-STANDING SOAKING TUB, WALK-THRU SHOWER and private toilet closet. The beautifully equipped kitchen features soft close drawers and a solid-surface breakfast bar perfect for casual meals or entertaining. New plank tile flooring throughout provides a fresh, stylish look and easy maintenance. Step outside to your private waterfront oasis featuring a heated saltwater pool, perfect for relaxing and entertaining. The pool area includes a new pool cage, resurfaced pool, and new pool deck, all completed in 2023. Enjoy the peaceful canal setting from the private dock with BOAT LIFT, with plenty of room to enjoy boating, fishing and Southwest Florida's incredible waterways. Canal water is also used for irrigation. Additional features include a tile roof, NEW A/C INSTALLED in 2025, KINECTICO WATER SYSTEM, and pool vacuum which stays with the home. South Gulf Cove is a highly desirable waterfront community featuring sidewalks, parks, and an extensive canal system with access to Charlotte Harbor and the Gulf of Mexico. Conveniently located near beautiful BEACHES, BOATNG, FISHING, BIKING, GOLF, restaurants, shopping, and numerous recreational opportunities. This exceptional home offers the perfect combination of WATERFRONT LIVING, beautiful indoor/outdoor spaces and an outstanding Southwest Florida location. LOTS ON EITHER SIDE ARE FOR SALE WITH SEPARATE PURCHASE.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,824
Sqft
0.23 ac
Lot size
2
Garage
2012
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,879 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,879/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs PORT CHARLOTTE SEC 87
$384 vs $319
Days on market
1 vs 59 typical
Where $384/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10402 WINNIPEG STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$375,000
14304 AMESTOY AVENUE · same community
3 bd · 2 ba · 1,802 sqft · $208/sqft · 54 DOM
Sold · Sep ’26$585,000
14431 ARTESIA AVENUE · same community
3 bd · 3 ba · 1,851 sqft · $316/sqft · 277 DOM
Sold · Jul ’26$745,000
14123 FRUITPORT CIRCLE · same community
3 bd · 2 ba · 1,975 sqft · $377/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10402 WINNIPEG STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10402 WINNIPEG STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10402 WINNIPEG STREET FAQs
What would the monthly payment be for 10402 WINNIPEG STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,879/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10402 WINNIPEG STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10402 WINNIPEG STREET?+
The most recent tax bill on record (2025) was $8,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10402 WINNIPEG STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $699,900, this home is listed about 112% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$699,900 runs 112% above the Port Charlotte median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Betty Tullos. MLS #D6148686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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