3321 CAROL DRIVE, ELLENTON, FL, 34222
Active10 days on marketListed Sep 10, 2026MLS #D6148719
About this home
3321 CAROL DRIVE
Welcome to Florida living in Terra Siesta, a desirable 55+ resident-owned co-op community in the heart of Ellenton! This inviting home offers a comfortable and relaxed setting with a bright, welcoming interior and a practical open layout. The living and kitchen areas flow together nicely, creating an easy space for everyday living and entertaining. Beautiful wood cabinetry, wood-look flooring, ceiling fans, window treatments, and abundant windows add warmth and character throughout the home. One of the bedrooms features a convenient Murphy bed, offering flexible space that can easily serve as a guest room, office, or hobby room when not in use. The photos highlight the home's cozy atmosphere, comfortable living spaces, and easy-care Florida lifestyle. Step outside and enjoy everything Terra Siesta has to offer. This established resident-owned community sits on approximately 36 acres with beautifully maintained grounds and a welcoming neighborhood atmosphere. Residents can enjoy two community swimming pools, two clubhouses, pickleball, bocce, shuffleboard, horseshoes, recreational areas, libraries, and spaces for pets, along with a full calendar of social activities and events throughout the year. The location is another major highlight. Situated in Ellenton, Florida, Terra Siesta provides convenient access to shopping, restaurants, everyday services, I-75, Ellenton Premium Outlets, Bradenton, Sarasota, and the beautiful Gulf Coast. Whether you're looking for a full-time Florida residence, seasonal retreat, or a comfortable place to enjoy an active 55+ lifestyle, this home offers an excellent opportunity to experience the relaxed Florida lifestyle in a well-established community. Come see the home, explore the community, and discover why Terra Siesta is such a popular place to call home!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
444
Sqft
0.08 ac
Lot size
1969
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TERRA SIESTA MOBILE HOME PARK CO-OP
$220 vs $146
Days on market
10 vs 43 typical
Where $220/sqft sits among the 9 homes for sale in TERRA SIESTA MOBILE HOME PARK CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$305K → $335K
Ellenton median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
6 of 9
TERRA SIESTA MOBILE HOME PARK CO-OP have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3321 CAROL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$30,000
3321 BONNIE DRIVE · same community
1 bd · 1 ba · 552 sqft · $54/sqft · 119 DOM
Sold · Aug ’26$50,000
3326 BERNADETTE DRIVE · same community
1 bd · 1 ba · 576 sqft · $87/sqft · 184 DOM
Sold · May ’26$87,000
3109 CYNTHIA PLACE · same community
1 bd · 1 ba · 600 sqft · $145/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3321 CAROL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3321 CAROL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3321 CAROL DRIVE FAQs
What would the monthly payment be for 3321 CAROL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,031/mo — principal and interest, the actual property-tax bill, the $213/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3321 CAROL DRIVE?+
The association fee works out to $213 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3321 CAROL DRIVE?+
The most recent tax bill on record (2025) was $491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3321 CAROL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $97,500, this home is listed about 66% below the Ellenton median of $286,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3321 CAROL DRIVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ellenton homes, in your inbox
Like 3321 CAROL DRIVE but not quite? A daily digest of every new listing in Ellenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kamilla to ping you on any price or status change →