1220 NE 342ND TRAIL, OKEECHOBEE, FL, 34972
Active3 days on marketListed Sep 17, 2026MLS #D6148730
About this home
1220 NE 342ND TRAIL
Imagine waking up with five-plus acres of Florida all around you. This property offers the space, privacy, and flexibility to create something that truly fits your lifestyle. The existing mobile home will need to be removed, giving you a clean opportunity to bring in a new manufactured home or build a home of your own. A well and septic system are already onsite, helping you get started. Nature is part of the appeal here, with a spring on the property flowing into a pond near the front and plenty of open land to enjoy. The paved asphalt road makes access easy, while the generous acreage gives you room for outdoor living, gardening, recreation, or your own homestead plans. Located just outside Okeechobee with Fort Pierce within reach, this is a property where you can slow down, spread out, and build the Florida lifestyle you’ve been looking for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
5.08 ac
Lot size
1991
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$158 vs $212
Days on market
3 vs 12 typical
Where $158/sqft sits among the 57 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
19 of 57
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 303% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1220 NE 342ND TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1220 NE 342ND TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1220 NE 342ND TRAIL FAQs
What would the monthly payment be for 1220 NE 342ND TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1220 NE 342ND TRAIL?+
The most recent tax bill on record (2024) was $1,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $190,000, this home is listed about 32% below the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1220 NE 342ND TRAIL?+
Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$190,000 runs 303% above the OKEECHOBEE 34972 median.
02Fresh on the market
Only 3 days on market in a Okeechobee market that averages 12 — if it fits, move quickly.
03Strong assigned schools
Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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