8116 SHORE LAKE DRIVE, ENGLEWOOD, FL, 34224
Active50 days on marketListed Sep 18, 2026MLS #D6148834
About this home
8116 SHORE LAKE DRIVE
Englewood Coco Bay 3-bedroom home. Currently tenant-occupied until September 30, 2026. Luxury Palm Lakes at Coco Bay 2024 Lennar-built annual rental. 3 bedrooms, a den or office, 3 bathrooms, a 2-car garage, 2201 sq ft of living space, and a beautiful kitchen with a large center Island. Located off Winchester Blvd. Turn into Palm Lakes at the Coco Bay sign. Community swimming pool, clubhouse, fitness center, playground, and pickleball court. Explore the local sugar-sand Englewood beaches and Boca Grande. About a 10-minute drive for low-key living in Englewood: T-shirts and flip-flops, shelling, boating, jet skiing, fishing, local farmers market, plenty of restaurants and quaint shops to try. Tenant criteria require at least a 650+ credit score, verification of gross income 3x the rent, a background check, and landlord references. HOA registration fee
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,198
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$1 vs $232
Days on market
50 vs 67 typical
Where $1/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8116 SHORE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$488,750
45 BUNKER ROAD
3 bd · 2.5 ba · 2,122 sqft · $230/sqft · 20 DOM
Sold · Jun ’26$419,500
41 MARK TWAIN LANE
3 bd · 2 ba · 2,042 sqft · $205/sqft · 43 DOM
Sold · Jan ’26$650,000
9203 GRIGGS ROAD UNIT 301
3 bd · 2.5 ba · 2,028 sqft · $321/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8116 SHORE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8116 SHORE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8116 SHORE LAKE DRIVE FAQs
What would the monthly payment be for 8116 SHORE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8116 SHORE LAKE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $2,300, this home is listed about 99% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8116 SHORE LAKE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Liesa Payne. MLS #D6148834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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