8580 SHORE LAKE DRIVE, ENGLEWOOD, FL, 34224
Active42 days on marketListed Sep 26, 2026MLS #D6148840
About this home
8580 SHORE LAKE DRIVE
Welcome to resort-style living in the beautiful gated community of Palm Lake at Coco Bay. This stunning 3-bedroom, 3-full-bath, single-family residence offers 2,676 square feet of thoughtfully designed living space, along with a 3-car garage and dedicated home office—perfect for today’s lifestyle. The heart of the home is the beautifully appointed kitchen, featuring a spectacular 12-foot island with quartz countertops, providing plenty of space for entertaining, dining, and everyday living. The open-concept design creates a seamless flow between the kitchen, living areas, and entertaining spaces. Step outside the home and enjoy all the amenities this exceptional community has to experience. Palm Lake at Coco Bay provides a true resort-style lifestyle with a clubhouse, fitness center, playground, swimming pool, and more. Located within a gated community, you can enjoy both comfort and convenience in a welcoming neighborhood setting. Whether you’re looking for a beautiful full-time residence, a seasonal retreat, or a home designed for entertaining, this property offers the space, amenities, and lifestyle you’ve been looking for. Furniture in home does not convey! If buyer is interested in any furniture. That will be between the seller and the buyers agents to present back and forth, but not in the contract!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,676
Sqft
0.21 ac
Lot size
3
Garage
2024
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,155 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,155/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33%
$/sqft vs Englewood actives
$220 vs $232
Days on market
42 vs 67 typical
Where $220/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
166 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 337% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8580 SHORE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$550,000
8580 SHORE LAKE DRIVE · same community
3 bd · 3 ba · 2,676 sqft · $206/sqft · 6 DOM
Sold · Oct ’26$662,000
8140 SHORE LAKE DRIVE · same community
3 bd · 3 ba · 2,668 sqft · $248/sqft · 266 DOM
Sold · Oct ’26$480,000
8472 SHORE LAKE DRIVE · same community
3 bd · 3 ba · 2,206 sqft · $218/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8580 SHORE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8580 SHORE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8580 SHORE LAKE DRIVE FAQs
What would the monthly payment be for 8580 SHORE LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,155/mo — principal and interest, the actual property-tax bill, the $312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8580 SHORE LAKE DRIVE?+
The association fee works out to $312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8580 SHORE LAKE DRIVE?+
The most recent tax bill on record (2025) was $8,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8580 SHORE LAKE DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $589,900, this home is listed about 69% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8580 SHORE LAKE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Jeffrey Ament. MLS #D6148840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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