CENTURY 21 Edge
$249,0002 bd2 ba960 sqft$259 /sqft≈$2,297 /mo all-in ↓

1954 KENTUCKY AVENUE, ENGLEWOOD, FL, 34224

Active44 days on marketListed Sep 24, 2026MLS #D6148876

Mobile HomeGROVE CITY

About this home

1954 KENTUCKY AVENUE

LOCATION, LAND & INVESTMENT POTENTIAL, ALL IN ONE! Welcome to “The Coastal Cottage Retreat,” a charming piece of Old Florida paradise ideally positioned just minutes from the Gulf beaches of Manasota Key & surrounded by some of the area’s favorite waterfront dining and entertainment. With NO HOA, NO DEED RESTRICTIONS, CITY WATER & CITY SEWER, this property offers flexibility that is truly a rare find! Grove City Bar & Grill Tiki is less than a 1-minute walk away, while The Lighthouse Grill at Stump Pass Marina is just a couple of blocks away. Enjoy waterfront dining, tropical drinks, stunning sunsets and the laid-back coastal lifestyle practically right outside your door. When you’re ready for the beach, the beautiful Gulf beaches of Manasota Key are less than 10 minutes away! Publix is less than 5 minutes away. But the opportunity extends well beyond the existing home. Situated on an oversized .30-ACRE LOT, this property provides an impressive amount of additional land and valuable potential for future expansion. Whether you envision adding onto the existing home, creating additional outdoor living space, adding amenities for vacation guests, or exploring future development possibilities, the generously sized lot gives you options that a typical coastal property simply cannot. INVESTORS TAKE NOTE: The property is currently operating as an Airbnb, offering the opportunity to step into an already-established vacation rental setup. Keep it operating as a short-term rental, use it as your own coastal getaway, live here full-time, or explore the possibilities created by the large parcel and lack of deed restrictions. This completely updated 2-bedroom, 2-bath home offers 960 square feet of comfortable living space and is being offered *TURNKEY FURNISHED.* The bright interior features luxury vinyl flooring throughout the main living areas, wainscoting accents and smooth ceilings with no popcorn. The updated kitchen showcases butcher-block countertops, soft-close cabinetry with crown molding extending to the ceiling, a large breakfast bar and modern white appliances. The spacious primary bedroom offers exceptional storage with a walk-in closet plus two additional closets, along with a private en-suite bathroom. The guest bedroom provides comfortable accommodations for family, friends or vacation guests. Outside, you’ll find a side patio, two storage sheds and a massive oversized yard with plenty of room to enjoy the Florida sunshine — and plenty of space to dream about what could come next. Major updates are already in place, including a NEW METAL ROOF in 2024 and NEW A/C & HOT WATER HEATER in 2025. And then there’s the lifestyle… Walk to Grove City Bar & Grill for a margarita or to The Lighthouse for a waterfront atmosphere, stroll to other nearby restaurants and marinas, watch boats cruise by, and soak up spectacular Florida sunsets. With Manasota Key, Gulf beaches, boating, dining and everyday conveniences all within easy reach, this is a location that makes enjoying Southwest Florida effortless. This isn’t simply a cute Florida cottage, it’s a property with LOCATION, LAND and POTENTIAL. Whether you’re looking for an income-producing investment, a vacation retreat, a full-time residence or an opportunity to expand and make the property your own, this oversized parcel deserves a closer look. Opportunities like this don’t come along often. Schedule your showing TODAY and see the endless possibilities that this amazing property has to offer!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.3 ac

Lot size

1971

Year built

One

Levels

$259

Per sqft

TurnkeyPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationOther
FacesSoutheast
ExteriorStorage

Community & fees

Taxes (2025)$3,807/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,297 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,710
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$317
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate7.50%
Loan term

Estimated payment

$2,297/mo

Principal & interest$1,710
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$317
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$100KedgeAI estimate $116,060 · range $104K–$128K$259K

vs edgeAI estimate

+114.5%

$/sqft vs GROVE CITY

$259 vs $292

Days on market

44 vs 67 typical

Where $259/sqft sits among the 8 homes for sale in GROVE CITY

3
0 · this home
3
0
1
1
$156–210$210–263$263–317$317–370$370–424$424+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,536

Median age

64.8

Median income

$57,281

Median home value

$287,100

Avg household

1.95

Households w/ children

738

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

5 of 8

GROVE CITY have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $249,000 · 44 days on market since
1971Built · GROVE CITY

Reality check

What actually sold near 1954 KENTUCKY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3000 BOURBON STREETSold · Jun ’26

$270,000

3000 BOURBON STREET · same community

2 bd · 2 ba · 988 sqft · $273/sqft · 84 DOM

2930 WATERSIDE DRIVESold · Dec ’25

$75,000

2930 WATERSIDE DRIVE · same community

2 bd · 2 ba · 1,056 sqft · $71/sqft · 18 DOM

3230 SMITH STREETSold · Apr ’26

$206,000

3230 SMITH STREET · same community

3 bd · 2 ba · 1,056 sqft · $195/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1954 KENTUCKY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1954 KENTUCKY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1954 KENTUCKY AVENUE FAQs

What would the monthly payment be for 1954 KENTUCKY AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1954 KENTUCKY AVENUE?+

The most recent tax bill on record (2025) was $3,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1954 KENTUCKY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $249,000, this home is listed about 29% below the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1954 KENTUCKY AVENUE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Jonathan Hile. MLS #D6148876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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