
1954 KENTUCKY AVENUE, ENGLEWOOD, FL, 34224
Active44 days on marketListed Sep 24, 2026MLS #D6148876
About this home
1954 KENTUCKY AVENUE
LOCATION, LAND & INVESTMENT POTENTIAL, ALL IN ONE! Welcome to “The Coastal Cottage Retreat,” a charming piece of Old Florida paradise ideally positioned just minutes from the Gulf beaches of Manasota Key & surrounded by some of the area’s favorite waterfront dining and entertainment. With NO HOA, NO DEED RESTRICTIONS, CITY WATER & CITY SEWER, this property offers flexibility that is truly a rare find! Grove City Bar & Grill Tiki is less than a 1-minute walk away, while The Lighthouse Grill at Stump Pass Marina is just a couple of blocks away. Enjoy waterfront dining, tropical drinks, stunning sunsets and the laid-back coastal lifestyle practically right outside your door. When you’re ready for the beach, the beautiful Gulf beaches of Manasota Key are less than 10 minutes away! Publix is less than 5 minutes away. But the opportunity extends well beyond the existing home. Situated on an oversized .30-ACRE LOT, this property provides an impressive amount of additional land and valuable potential for future expansion. Whether you envision adding onto the existing home, creating additional outdoor living space, adding amenities for vacation guests, or exploring future development possibilities, the generously sized lot gives you options that a typical coastal property simply cannot. INVESTORS TAKE NOTE: The property is currently operating as an Airbnb, offering the opportunity to step into an already-established vacation rental setup. Keep it operating as a short-term rental, use it as your own coastal getaway, live here full-time, or explore the possibilities created by the large parcel and lack of deed restrictions. This completely updated 2-bedroom, 2-bath home offers 960 square feet of comfortable living space and is being offered *TURNKEY FURNISHED.* The bright interior features luxury vinyl flooring throughout the main living areas, wainscoting accents and smooth ceilings with no popcorn. The updated kitchen showcases butcher-block countertops, soft-close cabinetry with crown molding extending to the ceiling, a large breakfast bar and modern white appliances. The spacious primary bedroom offers exceptional storage with a walk-in closet plus two additional closets, along with a private en-suite bathroom. The guest bedroom provides comfortable accommodations for family, friends or vacation guests. Outside, you’ll find a side patio, two storage sheds and a massive oversized yard with plenty of room to enjoy the Florida sunshine — and plenty of space to dream about what could come next. Major updates are already in place, including a NEW METAL ROOF in 2024 and NEW A/C & HOT WATER HEATER in 2025. And then there’s the lifestyle… Walk to Grove City Bar & Grill for a margarita or to The Lighthouse for a waterfront atmosphere, stroll to other nearby restaurants and marinas, watch boats cruise by, and soak up spectacular Florida sunsets. With Manasota Key, Gulf beaches, boating, dining and everyday conveniences all within easy reach, this is a location that makes enjoying Southwest Florida effortless. This isn’t simply a cute Florida cottage, it’s a property with LOCATION, LAND and POTENTIAL. Whether you’re looking for an income-producing investment, a vacation retreat, a full-time residence or an opportunity to expand and make the property your own, this oversized parcel deserves a closer look. Opportunities like this don’t come along often. Schedule your showing TODAY and see the endless possibilities that this amazing property has to offer!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.3 ac
Lot size
1971
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,297 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,297/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+114.5%
$/sqft vs GROVE CITY
$259 vs $292
Days on market
44 vs 67 typical
Where $259/sqft sits among the 8 homes for sale in GROVE CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
5 of 8
GROVE CITY have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1954 KENTUCKY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$270,000
3000 BOURBON STREET · same community
2 bd · 2 ba · 988 sqft · $273/sqft · 84 DOM
Sold · Dec ’25$75,000
2930 WATERSIDE DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $71/sqft · 18 DOM
Sold · Apr ’26$206,000
3230 SMITH STREET · same community
3 bd · 2 ba · 1,056 sqft · $195/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1954 KENTUCKY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1954 KENTUCKY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1954 KENTUCKY AVENUE FAQs
What would the monthly payment be for 1954 KENTUCKY AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,297/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1954 KENTUCKY AVENUE?+
The most recent tax bill on record (2025) was $3,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1954 KENTUCKY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $249,000, this home is listed about 29% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1954 KENTUCKY AVENUE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Jonathan Hile. MLS #D6148876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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