408 W PALMETTO STREET, ARCADIA, FL, 34266
Active20 days on marketListed Sep 23, 2026MLS #D6148901
About this home
408 W PALMETTO STREET
Built in just 2010, this bungalow sits close to downtown Arcadia with easy access to Fort Myers, Punta Gorda, and Sarasota! This unique home is built with durable steel construction on a 3-foot concrete block stemwall. Featuring a great room layout with a flexible kitchen space ideal for a custom island or dining table, and a renovated and brand-new, tiled bathroom is one you won't want to miss! Enjoy mornings on the front porch and evenings on the full-width back porch, that comes with slider access form the primary bedroom. The private yard offers enough room for a carport, garage, or fire pit. Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.19 ac
Lot size
2010
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Arcadia actives
$207 vs $226
Days on market
20 vs 87 typical
Where $207/sqft sits among the 124 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$260K → $260K
Arcadia median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
54 of 124
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 W PALMETTO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$93,000
608 S ORANGE AVENUE · same community
3 bd · 2 ba · 1,414 sqft · $66/sqft · 12 DOM
Sold · Oct ’25$245,000
347 S ORANGE AVENUE · same community
3 bd · 2 ba · 1,453 sqft · $169/sqft · 27 DOM
Sold · Oct ’25$170,000
426 W PINE ST
3 bd · 1 ba · 816 sqft · $208/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 408 W PALMETTO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 W PALMETTO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 W PALMETTO STREET FAQs
What would the monthly payment be for 408 W PALMETTO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 W PALMETTO STREET?+
The most recent tax bill on record (2025) was $2,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $169,000, this home is listed about 48% below the Arcadia median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 408 W PALMETTO STREET?+
Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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